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Saving for college, investing in the stock market, online trading, mutual funds – for many, these topics are overwhelming. No worries. We’ll give you accurate, easy-to-understand information in the Financial Planning section.

Featured Financial Planning Article

How Wills Work

Your last will and testament is a very important document that ensures your wishes are carried out after you die. Many people think they need to be old, sick or wealthy to need a will. In truth, everyone of legal age should have one. More »


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FINANCIAL PLANNING LIBRARY

10 Tips for Saving Money in College

College can be an expensive endeavor, even with scholarships and other kinds of financial aid. However, there are ways to save. From buying used textbooks to choosing the right campus meal plan, here are a few tips. Oh! And don't forget to apply for scholarships. . .

Are internships worth it?

Shouldn't a degree be enough to get a job after graduation? And isn't an internship a lot of useless work for little or no pay? Internships, despite little or no pay, are often worth it in the long run if you want to get your foot in the door and figure out your future. But you be the judge. . .

How 401 k Plans Work

Most of us have heard of it, many of us participate in it and lots of us have no idea what it really is. It makes saving for the golden years a lot easier than it used to be. Find out about 401(k) plans.

How 529 Plans Work

Next to saving for retirement, saving for your kids' college education may be one of your most important and rewarding financial feats. In this article we'll outline How 529 Plans Work, ponder the tax benefits and explore the possible drawbacks for your financial planning.

How College Financial Aid Works

There's a lot of assistance out there -- the school you've worked toward is within your reach. Find out about getting money for college.

How do money market accounts work?

Money market accounts are popular because they usually pay higher interest than savings accounts. So what's the catch? Why shouldn't we all open one?

How do mutual funds work?

When you open a mutual fund, you agree to pool your money with other investors for more purchasing power. How do mutual fund companies invest and track your portfolio? And why are mutual funds so popular?

How do stock options work?

Stock options can be beneficial for both employees and employers who provide them. Why do many employees prefer stock options to cold hard cash or better benefits?

How Junk Bonds Work

Cash-strapped companies sometimes ask investors for a loan in the form of a junk bond. Should you include this dubiously named security in your portfolio?

How Online Trading Works

The market may have become more accessible, but that doesn't mean you should take online trading lightly. In this article, we'll look at the different types of online trading accounts, as well as how to choose an online brokerage, make trades and protect yourself from fraud.

How Social Security Works

Most Americans are paying in -- will Social Security be paying out? Learn about the wide-reaching Social Security system and about the various propositions on the table for ensuring future stability.

How Stocks and the Stock Market Work

You probably hear about the stock market all the time. Have you ever wondered how this huge chunk of the financial world operates? Learn what "stock" is, how its value is determined and what's involved in a trade.

How to Retire Early

If you're considering early retirement, you need to assess your financial plan while you're young. Early retirement is possible, but you'll probably have to adopt a frugal lifestyle now.

How Wills Work

Your last will and testament is a very important document that ensures your wishes are carried out after you die. Many people think they need to be old, sick or wealthy to need a will. In truth, everyone of legal age should have one.

Is marriage a good investment?

You made the vows -- for better or for worse, in sickness and in health -- but you don't remember agreeing to pay higher taxes. How does marriage affect your finances?


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