10 Least Expensive States to Live In

By: Jasper Merrenor  | 
Alabama
With rising housing costs, we don't blame you for looking at more affordable places to live. Sean Pavone / Shutterstock

If your blood pressure is creeping up with your constant rent increases, you're not alone. With the rising cost of everything from groceries to gas, more Americans are looking for relief in the form of cheaper zip codes.

The least expensive states to live in offer a break on everything from housing costs to health care spending, often far below the national average.

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According to data from the Council for Community and Economic Research and the Tax Foundation, these states offer the lowest cost of living indexes in the country. Here's where your money stretches the furthest.

1. Mississippi

Jackson, Mississippi
Mississippi. Sean Pavone / Shutterstock

The lowest cost of living in the U.S. goes to Mississippi. The cost of living index here is regularly lower than in any other state.

Home prices are far below the national median, and health care costs and miscellaneous goods remain affordable. Plus, cities like Jackson and Gulfport offer job options in energy and services.

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2. West Virginia

West Virginia
West Virginia. Wirestock Creators / Shutterstock

The Mountain State is another standout. Housing affordability is the star here, with housing costs that are some of the lowest in the nation.

West Virginians also benefit from low transportation costs and a slower pace of life in the Appalachian Mountains.

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3. Arkansas

Little Rock, Arkansas
Arkansas. Sean Pavone / Shutterstock

With major employers like Tyson Foods, Arkansas offers jobs in agriculture, retail and manufacturing. The state features affordable housing, low insurance rates and relatively low health care spending. Towns like Fayetteville and Little Rock balance small-town charm with economic opportunity.

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4. Oklahoma

Oklahoma City, Oklahoma
Oklahoma. Sean Pavone / Shutterstock

Known for its low housing prices, Oklahoma also offers a decent job market and median income that makes everyday expenses easier to manage. Even in cities like Tulsa, a two-bedroom apartment often costs well below the national average.

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5. Kansas

Topeka, Kansas
Kansas. Henryk Sadura / Shutterstock

The Sunflower State offers lower home prices and living costs compared to other states. Kansas City and Topeka both provide urban amenities without the expensive city price tag. Utilities, groceries and transportation all come in cheaper than the national average.

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6. Alabama

Montgomery, Alabama
Alabama. Sean Pavone / Shutterstock

This southern state gives residents lower housing costs, cheap miscellaneous goods, and low taxes. Alabama also features small towns with a strong sense of community and affordable health care options.

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7. Indiana

Indianapolis, Indiana
Indiana. Sean Pavone / Shutterstock

Often overlooked, the Hoosier State delivers solid value. It offers a cost of living below average, especially when it comes to housing affordability and transportation costs. Indiana cities like Fort Wayne and Indianapolis make home ownership realistic even on a modest household income.

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8. Iowa

Des Moines
Iowa. Sean Pavone / Shutterstock

Thanks to low housing prices, decent public services and low health care costs, Iowa is climbing the ranks of most affordable states. You get Midwestern charm and budget-friendly living without sacrificing quality of life.

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9. South Dakota

South Dakota
South Dakota. SL-Photography / Shutterstock

With no state income tax and low housing costs, South Dakota appeals to retirees and remote workers alike. Smaller cities offer good services without the expenses tied to larger urban areas.

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10. North Dakota

North Dakota
North Dakota. Joseph Sohm / Shutterstock

Like its southern sibling, North Dakota boasts an affordable cost of living with reasonable housing, health care and transportation expenses. Plus, the unemployment rate is low, and many residents enjoy wide-open spaces and a high quality of life.

We created this article in conjunction with AI technology, then made sure it was fact-checked and edited by a HowStuffWorks editor.

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