Personal Finance

This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.


Think you'll never finish paying off your student loans? Here are some innovative ways to do just that.

There's a movement called FIRE, a group of people working hard to retire young and really enjoy life. But is it realistic to think you won't run out of money?

Check out these five clever strategies financial experts suggest for saving a ton of money each year.

Hurt feelings are likely to result but experts say there are times when you should leave more money to one child in your will. Just don't keep everyone in the dark about it.

In 2000, a document called a military testamentary instrument was recognized by Congress to provide some clear-cut basic requirements for a military will, exempt from individual states' varying laws.

The most sweeping tax overhaul in decades became law in December 2017. What should U.S. taxpayers do in 2018 to benefit from the tax code changes?

You've probably heard the phrase "tax deductions" a hundred times. But what does it mean? What are tax deductions and how do they work? And why are tax deductions so important?

A repeal of the Johnson Amendment would go way beyond separation of church and state.

Many parents feel torn between funding their own retirement and paying for their kids' college education. But financial experts are united on which one should take priority.

Credit monitoring bureau Equifax was hacked and is offering fraud monitoring services for free. But experts say they're pretty useless.

A new meta-analysis of 150 studies finds that only one in three U.S. adults has a written living will or healthcare power of attorney documents.

Pago en Especie allows artists to meet tax obligations with a piece of art, and the government builds an impressive collection. Win-win!

This place has been in the top spot for years.

If you're all about taking money from rich people who don't want to cough up their dough, the Wealth Squad is where it's at.

We all want to get the best price for that sweater, that car, that house. Making a very precise offer of, say, $12.90 as opposed to $10, can help you do that. Sometimes.

Millions of people have figured out how to get by without a bank account, whether by choice or force of circumstance.

So-called sin taxes, excise taxes on things the government deems dangerous, can discourage bad behavior, but can they be too effective?

Starbucks holds as much cash for its customers as a midsize bank does, says the Wall Street Journal. Gift cards have helped the company to build a prepaid empire.

Ah the winter holidays! The lights, the eggnog, the goodwill and cheer. Oh, and the debt. We here at HowStuffWorks partnered with the United Way and the Sun Trust Foundation to provide a few tips to help you avoid a holiday spending hangover.

Yep, we’re talking about college, which ain’t cheap. HowStuffWorks joins up with the United Way of Greater Atlanta and the Sun Trust Foundation to share a few financial tips with the college bound.

The IRS says you're legally obligated to pay income tax on eBay profits, especially if you're a regular seller. But eBay doesn't issue 1099 forms or define "regular seller." So it can be difficult to figure out what to do — but we're here to help.

You have a shop on Etsy, while your partner owns an online travel agency. Should you both have tax ID numbers?

Student loans aren't free money. If you're tempted to buy a car with your financial aid check, you might want to do the math first.