There are many ways to keep debt down and your credit score up. In Credit & Debt Management, topics include credit reports, bankruptcy, how credit cards work and new technology.
U.S. Federal law mandates that you get a free credit report each year through a government website. But lots of copycat websites have sprung up offering the same information for a charge. How can you be sure you're on the right page?
Think you'll never finish paying off your student loans? Here are some innovative ways to do just that.
Credit monitoring bureau Equifax was hacked and is offering fraud monitoring services for free. But experts say they're pretty useless.
But just how many are we talking, really?
All of your debts are classified as secured or unsecured during a bankruptcy, which affects how they're discharged or repaid.
Filing for bankruptcy can provide you with relief, but it also has some lasting repercussions that can affect your financial future.
The amount of available income you have after taxes, or disposable income, makes all the difference in whether you can file for bankruptcy.
Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.
Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.
People aren't the only ones who file for bankruptcy. Businesses, cities, and even countries sometimes get into insurmountable debt. But who takes the "prize" for largest filing?
If filing for bankruptcy seems like your golden ticket out of debt, it's time to learn about what's meant by median income and means testing.
If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.
Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.
After a bankruptcy, you're ready to move on financially — and that can include buying a house. But how long will your bankruptcy keep you from reaching your goal?
U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.
Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.
Here's one sign that you should start seriously considering filing for bankruptcy: You can't pay your bills. What are the others?
Have you ever wondered how courts find out about your expenses and income during bankruptcy proceedings? That's asset discovery in action.
It's difficult, but not impossible. Ready to learn how you might secure a loan after a bankruptcy?
It isn't easy, but contrary to popular belief, there are ways to have student loans forgiven through bankruptcy.
After one spouse declares bankruptcy, the other one could be left paying off the debts. Wait, really?
Bankruptcy and debt collection have evolved quite a bit since the days of the Roman Empire. If you have mountains of debt, let's just say that you're glad you're alive now instead of then.
Current hiring trends and practices can create catch-22 scenarios for those looking for work post-bankruptcy. Could your career be affected?
If you're lucky, you'll never have to know about bankruptcy. But sometimes, even lucky people get dealt bad hands. If you're wondering whether to declare bankruptcy, here are 10 things you should know before doing the deed.
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