There are many ways to keep debt down and your credit score up. In Credit & Debt Management, topics include credit reports, bankruptcy, how credit cards work and new technology.
5 Common Auto Insurance Scams (And How to Avoid Them)
How Auto Insurance Companies Work
How does the color of your car affect your insurance rate?
What Are the Different Types of Life Insurance?
Do I Need Life Insurance?
10 Factors That Affect Your Life Insurance Premium
How to Fill Out a Money Order
How to Write a Check
How to Find Your Bank's Routing Number
10 Things Hotels Don't Want You to Know
How Family Road Trips Can Be Done on the Cheap
Save or Splurge: 10 Suggestions on What's Worth the Spend When You're on Vacation
8 Cheapest States to Live In
How Black Friday Became Big Business Around the World
People Are Snatching Up Treasury I Bonds Paying 9.62 Percent
Can you use student loans to buy a used car?
8 Most Expensive Things in the World, From Parking to Palaces
Where Should You Put Your Money When Inflation Is High?
What Is Probate and Can You Avoid It?
How Square Works
5 Ways Mobile Banking Alerts Can Benefit You
Is checking becoming paperless?
What's the Difference Between Student Loan Refinance and Student Loan Consolidation?
Is It a Good Idea to Refinance Your Student Loans?
Can You Refinance Your Student Loans if You Didn't Graduate?
5 Reasons You Might Need to Visit the Social Security Office
Who Decides When Your Social Security Check Increases?
These Folks Retired in their 30s and 40s: Can You Do It Too?
The IRS Already Has Our Data So Why Do We Still File Taxes?
What Is FUTA and How Does It Work?
4 Year-End Money Tips to Lower Your Tax Bill
So, your friend who promised to pay you back as soon as he got his paycheck is now avoiding you like the plague. Why does this happen and how can you avoid this in the future?
By Alia Hoyt
Forbearance plans are typically offered as a way to keep borrowers in their homes during a period of unemployment or recovery from a natural disaster. The CARES Act makes it easier to qualify.
By Dave Roos
The last thing you want for your child is to have their identity stolen before they're old enough to open a credit card. The good news is there are ways to protect them from financial fraud.
You've lost your job and gotten behind with your rent. You know your landlord is looking for you. What's the best way to handle this and avoid eviction?
By Dave Roos
If you need money in a hurry, there are numerous ways to get it. But many quick loan options come with serious drawbacks.
A personal loan is a great way to pay for small-scale home renovations, but for bigger jobs, a home equity loan or line of credit may be a better option.
Lenders don't ask your reason for wanting one, but our experts discuss some typical motivations for taking out a personal loan.
Taking out a personal loan can be a great way to fulfill a short-term goal or finance a dream, but there are definitely some mistakes to avoid.
Personal loans generally are installment loans that can be obtained without collateral. They have many uses and may be cheaper than running up a big credit card balance.
U.S. Federal law mandates that you get a free credit report each year through a government website. But lots of copycat websites have sprung up offering the same information for a charge. How can you be sure you're on the right page?
By Dave Roos
Think you'll never finish paying off your student loans? Here are some innovative ways to do just that.
By Dave Roos
Credit monitoring bureau Equifax was hacked and is offering fraud monitoring services for free. But experts say they're pretty useless.
By Dave Roos
But just how many are we talking, really?
All of your debts are classified as secured or unsecured during a bankruptcy, which affects how they're discharged or repaid.
Filing for bankruptcy can provide you with relief, but it also has some lasting repercussions that can affect your financial future.
The amount of available income you have after taxes, or disposable income, makes all the difference in whether you can file for bankruptcy.
Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.
Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.
People aren't the only ones who file for bankruptcy. Businesses, cities, and even countries sometimes get into insurmountable debt. But who takes the "prize" for largest filing?
If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.
Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.
After a bankruptcy, you're ready to move on financially — and that can include buying a house. But how long will your bankruptcy keep you from reaching your goal?
U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.
Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.
Here's one sign that you should start seriously considering filing for bankruptcy: You can't pay your bills. What are the others?