There are many ways to keep debt down and your credit score up. In Credit & Debt Management, topics include credit reports, bankruptcy, how credit cards work and new technology.
Forbearance plans are typically offered as a way to keep borrowers in their homes during a period of unemployment or recovery from a natural disaster. The CARES Act makes it easier to qualify.
The last thing you want for your child is to have their identity stolen before they're old enough to open a credit card. The good news is there are ways to protect them from financial fraud.
You've lost your job and gotten behind with your rent. You know your landlord is looking for you. What's the best way to handle this and avoid eviction?
If you need money in a hurry, there are numerous ways to get it. But many quick loan options come with serious drawbacks.
A personal loan is a great way to pay for small-scale home renovations, but for bigger jobs, a home equity loan or line of credit may be a better option.
Lenders don't ask your reason for wanting one, but our experts discuss some typical motivations for taking out a personal loan.
Taking out a personal loan can be a great way to fulfill a short-term goal or finance a dream, but there are definitely some mistakes to avoid.
Personal loans generally are installment loans that can be obtained without collateral. They have many uses and may be cheaper than running up a big credit card balance.
U.S. Federal law mandates that you get a free credit report each year through a government website. But lots of copycat websites have sprung up offering the same information for a charge. How can you be sure you're on the right page?
Think you'll never finish paying off your student loans? Here are some innovative ways to do just that.
Credit monitoring bureau Equifax was hacked and is offering fraud monitoring services for free. But experts say they're pretty useless.
But just how many are we talking, really?
All of your debts are classified as secured or unsecured during a bankruptcy, which affects how they're discharged or repaid.
Filing for bankruptcy can provide you with relief, but it also has some lasting repercussions that can affect your financial future.
The amount of available income you have after taxes, or disposable income, makes all the difference in whether you can file for bankruptcy.
Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.
Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.
People aren't the only ones who file for bankruptcy. Businesses, cities, and even countries sometimes get into insurmountable debt. But who takes the "prize" for largest filing?
If filing for bankruptcy seems like your golden ticket out of debt, it's time to learn about what's meant by median income and means testing.
If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.
Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.
After a bankruptcy, you're ready to move on financially — and that can include buying a house. But how long will your bankruptcy keep you from reaching your goal?
U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.
Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.
Here's one sign that you should start seriously considering filing for bankruptcy: You can't pay your bills. What are the others?