Auto Insurance

With all the choices about deductibles, coverage, liability and more, finding the auto insurance you need can be challenging. The articles in the Auto Insurance section can help you make a smart, informed decision.

With all of the different types of car insurance available, it might seem like some are unnecessary. But is that really the case?

Here's a concept: You pay a company money to protect you from an accident that may never happen. How do auto insurance companies calculate risk and make money while keeping you from financial ruin?

As if the idea of a car accident isn't stressful enough, imagine if that accident were a staged scam. We've listed some of the most common auto insurance cons, along with some advice on how to stay vigilant.

Will buying that flashy, red sports car you always wanted hike up your insurance rate, or is that just a myth? Find out what really affects your premium.

Driving is fun, but car insurance ... well, not so much. Unfortunately, you have to have it, but do you need the extras? Is it really necessary to buy additional coverage for your windshield and windows?

Seasoned travelers once turned their noses up at rental car insurance, but is that such a good idea today? Well ... it depends.

If you own a classic car, you probably treat it like one of the family -- maybe a little better. But if you're like many other classic car owners, you also put your most precious ride on your regular auto insurance policy. Why is that a bad idea?

Liability or collision insurance covers car accidents, but what about all the other ways in which a vehicle can be damaged? That's where comprehensive auto insurance comes in.

You've heard lots of things you shouldn't tell your insurer after a wreck, but what do they need to know to fairly and promptly process your claim?

Think your auto insurance is high? It could cost you a lot more if you live in one of these five states.

Unless you're a Transformer or Turbo Teen, the fact that you're reading this means you're not a car. So why do parts of your auto insurance cover you?

Most consumers are aware that certain things, such as causing an accident, will cause their auto insurance rates to take a hike. But there are some factors that can raise your rates -- like the five on this list -- that may surprise you.

Studies show that getting hitched can be good for your health -- and sometimes, your pocketbook. Find out how walking down the aisle can save you money (driving) down the road.

Chances are your state requires that you have car insurance. But what happens if you get into an accident and you don't have it?

Hybrid cars are good for the environment, but are they good for your wallet? Let's take a look at how these fuel-efficient vehicles stack up against traditional gas guzzlers when it comes to insurance rates.

Insurance can often be complicated, but most people believe that when you hit 25, your rates automatically go down. Is that true?

Your car may have seen better days, but car insurance covers more than the vehicle itself. How can you avoid underinsuring your faithful clunker?

Liability insurance is any insurance you purchase to protect others against something you do -- hit and damage a car, for example. But are there limits to liability auto insurance that can leave you high and dry?

Could you imagine getting into a car accident and walking away without neither a scratch nor a stiff repair bill? That might be your reality if you have no-fault insurance.

Teens are expensive, especially when it comes to car insurance. There's good reason for that -- they get in more accidents -- but there are ways to insure them without breaking the bank.

You probably know that insurance companies base their rates on many factors, including your age and the type of car you own. What may come as a surprise, though, is that where you live can also have a big effect on your insurance premium. How?

Don't think you need GAP insurance? Don't even know what GAP insurance is? We'll tell you if and when you do and how it could save you big bucks in an accident.

Auto insurance can put a huge dent in your wallet. But you don't want to be caught without it if you end up with a dented front end. We'll tell five ways you can lower your premium.

Insurance companies don't just have different rates -- they vary greatly in everything from their coverage to the speed of their claims service. What questions should you ask while shopping around to make sure you get the best policy?

Before you hit the car lot in search of your dream vehicle, do some research. Will that red sports car rev up your rate? Is an older, more reliable model a better bet? We'll start you off with this article.