Personal Finance

This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.


Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.

Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.

People aren't the only ones who file for bankruptcy. Businesses, cities, and even countries sometimes get into insurmountable debt. But who takes the "prize" for largest filing?

If filing for bankruptcy seems like your golden ticket out of debt, it's time to learn about what's meant by median income and means testing.

If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.

Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.

After a bankruptcy, you're ready to move on financially — and that can include buying a house. But how long will your bankruptcy keep you from reaching your goal?

U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.

Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.

Here's one sign that you should start seriously considering filing for bankruptcy: You can't pay your bills. What are the others?

Have you ever wondered how courts find out about your expenses and income during bankruptcy proceedings? That's asset discovery in action.

It's difficult, but not impossible. Ready to learn how you might secure a loan after a bankruptcy?

It isn't easy, but contrary to popular belief, there are ways to have student loans forgiven through bankruptcy.

After one spouse declares bankruptcy, the other one could be left paying off the debts. Wait, really?

Bankruptcy and debt collection have evolved quite a bit since the days of the Roman Empire. If you have mountains of debt, let's just say that you're glad you're alive now instead of then.

Current hiring trends and practices can create catch-22 scenarios for those looking for work post-bankruptcy. Could your career be affected?

In a hurry? Not so fast, that short checkout line may not actually be the better option.

You don't need to be a teenage millionaire to have a trust fund. Get a sense of how trusts work and whether this financial tool makes sense for your family.

Here's to you, conscientious citizen. Not only are your energy-efficient home improvements good for the ol' bank account, they're good for the environment, too. You deserve a reward -- or two or three. How do some tax breaks sound?

After putting countless hours of blood, sweat and tears — not to mention money — into improving your home, don't you deserve a break? Well, the IRS certainly thinks so, having created not one, but several tax breaks just for you and your home.

Do you lose sleep every tax season, afraid that you don't know the rules? Well, they do say that the best weapon against the unknown is knowledge. Why not help yourself to a good night's sleep by arming yourself with these essential tax filing tips?

When we hear the words "lower" followed by "taxes," most of us are likely to start drooling like Pavlov's dog at the sound of a bell. But is such a thing even possible? Why, of course it is -- and it's much easier to pull off than you'd think.

The key to sorting out income taxes if you're a foreign national is determining your status as an alien and then figuring out which tax laws apply to you. We can help.

As the average life span keeps increasing, so too does the possible length of the retirement phase of your life. Overall, this is pretty good news, but it does make saving for your golden years all the more important.

There's nothing quite like the feeling of walking home with a pocketful of hard-earned tip money. But while it may feel like tax-free dough to spend as you want, you should probably know that the IRS sees things just a little bit differently.