Personal Finance
This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.
5 Common Auto Insurance Scams (And How to Avoid Them)
How Auto Insurance Companies Work
How does the color of your car affect your insurance rate?
What Are the Different Types of Life Insurance?
Do I Need Life Insurance?
10 Factors That Affect Your Life Insurance Premium
How to Fill Out a Money Order
How to Write a Check
How to Find Your Bank's Routing Number
10 Things Hotels Don't Want You to Know
How Family Road Trips Can Be Done on the Cheap
Save or Splurge: 10 Suggestions on What's Worth the Spend When You're on Vacation
8 Cheapest States to Live In
How Black Friday Became Big Business Around the World
People Are Snatching Up Treasury I Bonds Paying 9.62 Percent
Can you use student loans to buy a used car?
What to Do When a Friend Owes You Money
What Is Mortgage Forbearance and How Do You Qualify?
How to Future-proof Your Child's Credit From Fraud
8 Most Expensive Things in the World, From Parking to Palaces
Where Should You Put Your Money When Inflation Is High?
What Is Probate and Can You Avoid It?
How Square Works
5 Ways Mobile Banking Alerts Can Benefit You
Is checking becoming paperless?
What's the Difference Between Student Loan Refinance and Student Loan Consolidation?
Is It a Good Idea to Refinance Your Student Loans?
Can You Refinance Your Student Loans if You Didn't Graduate?
5 Reasons You Might Need to Visit the Social Security Office
Who Decides When Your Social Security Check Increases?
These Folks Retired in their 30s and 40s: Can You Do It Too?
The IRS Already Has Our Data So Why Do We Still File Taxes?
What Is FUTA and How Does It Work?
4 Year-End Money Tips to Lower Your Tax Bill
Learn More / Page 4
Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.
After a bankruptcy, you're ready to move on financially — and that can include buying a house. But how long will your bankruptcy keep you from reaching your goal?
U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.
Advertisement
Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.
Here's one sign that you should start seriously considering filing for bankruptcy: You can't pay your bills. What are the others?
Have you ever wondered how courts find out about your expenses and income during bankruptcy proceedings? That's asset discovery in action.
It's difficult, but not impossible. Ready to learn how you might secure a loan after a bankruptcy?
Advertisement
It isn't easy, but contrary to popular belief, there are ways to have student loans forgiven through bankruptcy.
After one spouse declares bankruptcy, the other one could be left paying off the debts. Wait, really?
Bankruptcy and debt collection have evolved quite a bit since the days of the Roman Empire. If you have mountains of debt, let's just say that you're glad you're alive now instead of then.
Current hiring trends and practices can create catch-22 scenarios for those looking for work post-bankruptcy. Could your career be affected?
Advertisement
In a hurry? Not so fast, that short checkout line may not actually be the better option.
By Bambi Turner
You don't need to be a teenage millionaire to have a trust fund. Get a sense of how trusts work and whether this financial tool makes sense for your family.
Here's to you, conscientious citizen. Not only are your energy-efficient home improvements good for the ol' bank account, they're good for the environment, too. You deserve a reward -- or two or three. How do some tax breaks sound?
Although you can't write off home improvements on your taxes, there are several ways you can get tax breaks for home renovations if you follow the guidelines.
Advertisement
If there's anything certain in this world, it's that kids ask tons of questions. Sure, you may know what to say when they ask why dogs bark or why the sky is blue, but when your kids want to know about paying taxes, what should you tell them?
Saving money is not the only reason to consider doing your taxes yourself. Sometimes, you are your own best accountant. Here's why.
By Alia Hoyt
The Health Care Tax Credit expired on Jan. 1, 2014, to make way for the Affordable Care Act. How many people did it help during its 2002-2013 lifetime? There were an awful lot of requirements to meet.
You get two things when you donate to a charity: a feel-good moment and a tax deduction. And donations don't have to take the form of a cash or check. Property and goods and services count, too — sometimes.
Advertisement
If you're not the organized type, your tax returns may be languishing in a forgotten file folder in a closet. But never fear — if you need one for a mortgage or loan application and can't find it, the IRS can help you out. Pretty easily, too.
Congratulations! After months of planning, you are officially married. Now it's time to kick back, relax and ... pay the bills? Marriage may be fueled by love, but living together costs money.
Having a kid isn't a sprint. It's a marathon, one likely to have financial implications for the rest of you and your child's lives. Planning and educating early can provide an enduring source of support down the road.
Nobody wants their business to operate at a loss. But come tax time, you might at least be able to get some help if your business is in the red.
By Susan Sherwood
Advertisement
Applying for a federal tax ID number couldn't be simpler. All you need is a computer, a telephone or access to a post office.
By Susan Sherwood
This might be the scariest phrase in the English language: tax audit. But not every missive you receive from the IRS is going to be bad news.
By Susan Sherwood