Personal Finance
This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.
5 Common Auto Insurance Scams (And How to Avoid Them)
How Auto Insurance Companies Work
How does the color of your car affect your insurance rate?
What Are the Different Types of Life Insurance?
Do I Need Life Insurance?
10 Factors That Affect Your Life Insurance Premium
How to Fill Out a Money Order
How to Write a Check
How to Find Your Bank's Routing Number
Motel vs. Hotel: Differences in Overnight Accommodations
10 Things Hotels Don't Want You to Know
How Family Road Trips Can Be Done on the Cheap
7 Best Chrome Extensions for Finding Coupons in 2023
8 Cheapest States to Live In
How Black Friday Became Big Business Around the World
Can you use student loans to buy a used car?
Top 10 Things to Steal from Your Parents' House
What to Do When a Friend Owes You Money
How to Future-proof Your Child's Credit From Fraud
How to Avoid Being Evicted From Your Home
8 Most Expensive Things in the World, From Parking to Palaces
Where Should You Put Your Money When Inflation Is High?
What Is Probate and Can You Avoid It?
How Square Works
5 Ways Mobile Banking Alerts Can Benefit You
Is it safe to shop online with a debit card?
What's the Difference Between Student Loan Refinance and Student Loan Consolidation?
Is It a Good Idea to Refinance Your Student Loans?
10 Reasons College Costs So Much
5 Reasons You Might Need to Visit the Social Security Office
Who Decides When Your Social Security Check Increases?
These Folks Retired in their 30s and 40s: Can You Do It Too?
The IRS Already Has Our Data So Why Do We Still File Taxes?
What Is FUTA and How Does It Work?
How the IRS Works
Learn More / Page 3
Millions of people have figured out how to get by without a bank account, whether by choice or force of circumstance.
By Oisin Curran
Starbucks holds as much cash for its customers as a midsize bank does, says the Wall Street Journal. Gift cards have helped the company to build a prepaid empire.
By Julia Layton
Whether you pay taxes on eBay sales depends on whether this is a casual hobby or a serious money-maker for you. But the rules may be changing.
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You have a shop on Etsy, while your partner owns an online travel agency. Should you both have tax ID numbers?
Student loans aren't free money. If you're tempted to buy a car with your financial aid check, you might want to do the math first.
The amount of available income you have after taxes, or disposable income, makes all the difference in whether you can file for bankruptcy.
Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.
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Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.
If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.
Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.
U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.
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Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.
Have you ever wondered how courts find out about your expenses and income during bankruptcy proceedings? That's asset discovery in action.
It's difficult, but not impossible. Ready to learn how you might secure a loan after a bankruptcy?
After one spouse declares bankruptcy, the other one could be left paying off the debts. Wait, really?
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Current hiring trends and practices can create catch-22 scenarios for those looking for work post-bankruptcy. Could your career be affected?
You don't need to be a teenage millionaire to have a trust fund. Get a sense of how trusts work and whether this financial tool makes sense for your family.
Although you can't write off home improvements on your taxes, there are several ways you can get tax breaks for home renovations if you follow the guidelines.
If there's anything certain in this world, it's that kids ask tons of questions. Sure, you may know what to say when they ask why dogs bark or why the sky is blue, but when your kids want to know about paying taxes, what should you tell them?
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Saving money is not the only reason to consider doing your taxes yourself. Sometimes, you are your own best accountant. Here's why.
By Alia Hoyt
You get two things when you donate to a charity: a feel-good moment and a tax deduction. And donations don't have to take the form of a cash or check. Property and goods and services count, too — sometimes.
Congratulations! After months of planning, you are officially married. Now it's time to kick back, relax and ... pay the bills? Marriage may be fueled by love, but living together costs money.
Having a kid isn't a sprint. It's a marathon, one likely to have financial implications for the rest of you and your child's lives. Planning and educating early can provide an enduring source of support down the road.
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Nobody wants their business to operate at a loss. But come tax time, you might at least be able to get some help if your business is in the red.
By Susan Sherwood
Applying for a federal tax ID number couldn't be simpler. All you need is a computer, a telephone or access to a post office.
By Susan Sherwood