This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.
We all want to get the best price for that sweater, that car, that house. Making a very precise offer of, say, $12.90 as opposed to $10, can help you do that. Sometimes.
Millions of people have figured out how to get by without a bank account, whether by choice or force of circumstance.
So-called sin taxes, excise taxes on things the government deems dangerous, can discourage bad behavior, but can they be too effective?
Starbucks holds as much cash for its customers as a midsize bank does, says the Wall Street Journal. Gift cards have helped the company to build a prepaid empire.
But just how many are we talking, really?
Ah the winter holidays! The lights, the eggnog, the goodwill and cheer. Oh, and the debt. We here at HowStuffWorks partnered with the United Way and the Sun Trust Foundation to provide a few tips to help you avoid a holiday spending hangover.
Yep, we’re talking about college, which ain’t cheap. HowStuffWorks joins up with the United Way of Greater Atlanta and the Sun Trust Foundation to share a few financial tips with the college bound.
The IRS says you're legally obligated to pay income tax on eBay profits, especially if you're a regular seller. But eBay doesn't issue 1099 forms or define "regular seller." So it can be difficult to figure out what to do — but we're here to help.
You have a shop on Etsy, while your partner owns an online travel agency. Should you both have tax ID numbers?
Student loans aren't free money. If you're tempted to buy a car with your financial aid check, you might want to do the math first.
All of your debts are classified as secured or unsecured during a bankruptcy, which affects how they're discharged or repaid.
Filing for bankruptcy can provide you with relief, but it also has some lasting repercussions that can affect your financial future.
The amount of available income you have after taxes, or disposable income, makes all the difference in whether you can file for bankruptcy.
Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.
Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.
People aren't the only ones who file for bankruptcy. Businesses, cities, and even countries sometimes get into insurmountable debt. But who takes the "prize" for largest filing?
If filing for bankruptcy seems like your golden ticket out of debt, it's time to learn about what's meant by median income and means testing.
If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.
Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.
After a bankruptcy, you're ready to move on financially — and that can include buying a house. But how long will your bankruptcy keep you from reaching your goal?
U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.
Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.
Here's one sign that you should start seriously considering filing for bankruptcy: You can't pay your bills. What are the others?
Have you ever wondered how courts find out about your expenses and income during bankruptcy proceedings? That's asset discovery in action.
It's difficult, but not impossible. Ready to learn how you might secure a loan after a bankruptcy?