Personal Finance

Not all Social Security services are available online. And you don't have to be over 65 to visit the office either.

By Dave Roos

U.S. Federal law mandates that you get a free credit report each year through a government website. But lots of copycat websites have sprung up offering the same information for a charge. How can you be sure you're on the right page?

By Dave Roos

Americans didn't always pay income taxes. When did that start and what was behind the creation of the IRS?

By Dave Roos & Jane McGrath

While many Americans have seen their tax refunds go down under the new tax laws, we have some strategies to increase your tax refund.

By Dave Roos & Denise Harrison

Taxpayers in the U.S. were accustomed to taking a personal deduction off their taxes for themselves and their dependents. But the tax reform laws have eliminated that. So, will their taxes go up or down?

By Dave Roos

In good times and bad, dollar stores seem to thrive. But how are they are able to make so much money selling things so cheaply?

By Dave Roos

Presidents like to take credit for increases in Social Security, but is it the president, Congress or the Social Security Administration that decides when your check goes up?

By Laurie L. Dove

There's a movement called FIRE, a group of people working hard to retire young and really enjoy life. But is it realistic to think you won't run out of money?

By Dave Roos

Check out these five clever strategies financial experts suggest for saving a ton of money each year.

By Dave Roos

Hurt feelings are likely to result but experts say there are times when you should leave more money to one child in your will. Just don't keep everyone in the dark about it.

By Dave Roos

You've probably heard the phrase "tax deductions" a hundred times. But what does it mean? And how can you be sure you're taking all the tax deductions you're entitled to?

By John Barrymore

Credit monitoring bureau Equifax was hacked and is offering fraud monitoring services for free. But experts say they're pretty useless.

By Dave Roos

Pago en Especie allows artists to meet tax obligations with a piece of art, and the government builds an impressive collection. Win-win!

By Chris Opfer

Millions of people have figured out how to get by without a bank account, whether by choice or force of circumstance.

By Oisin Curran

Starbucks holds as much cash for its customers as a midsize bank does, says the Wall Street Journal. Gift cards have helped the company to build a prepaid empire.

By Julia Layton

Whether you pay taxes on eBay sales depends on whether this is a casual hobby or a serious money-maker for you. But the rules may be changing.

By Gerlinda Grimes

You have a shop on Etsy, while your partner owns an online travel agency. Should you both have tax ID numbers?

By Gerlinda Grimes

Student loans aren't free money. If you're tempted to buy a car with your financial aid check, you might want to do the math first.

By Cherise Threewitt

The amount of available income you have after taxes, or disposable income, makes all the difference in whether you can file for bankruptcy.

By Laurie L. Dove

Some people end up filing for bankruptcy due to credit card debt, but that doesn't necessarily mean that you can't get a credit card again.

By Laurie L. Dove

Filing bankruptcy doesn't mean losing every single asset that you own; some of your assets may be considered exempt by the court.

By Laurie L. Dove

If you get behind on your bills due to a specific life event, a hardship letter can help convince your creditors to help you get back on track.

By Laurie L. Dove

Deciding to file for bankruptcy is difficult enough. Now you have to figure out the terminology used to describe your debts.

By Laurie L. Dove

U.S. citizens aren't the only ones who can file for bankruptcy in the U.S., but it sure can complicate things if you file and you're living in the country illegally or applying to become a citizen.

By Laurie L. Dove

Getting a flu shot while you have the flu makes no sense, and so does planning to protect your assets after you've already entered into bankruptcy. Here's what to do beforehand.

By Laurie L. Dove