After many Target customers had their credit card information stolen in fall 2013, the store chain offered them free credit card monitoring for a year. But does this service really help protect against identity theft?
Long popular in Europe, Latin America and other parts of the world, chip and PIN credit cards are now becoming the norm in the U. S. What took them so long to catch on in America and do they really lessen credit card fraud?
Founded as an offshoot project of Occupy Wall Street, the Rolling Jubilee aims to buy distressed loans and pay off debt for consumers who will in turn hopefully give back to the organization and help others. But can it work?
The average college student in the class of 2011 carried $26,600 in student loans, the highest student debt load on record. But there is a government program to make this burden more manageable, though it does have critics.
If you find that you're falling behind in mortgage payments -- or if you're about to -- your best bet may be to negotiate a mortgage loan modification. This article explains how to negotiate a mortgage loan modification.
The word "mortgage" comes from an old French phrase meaning "death pledge" and the concept of amortization comes from the same etymological root. Contrary to popular belief, the latter phrase isn't scary -- in fact, it makes paying your mortgage easier.
Up until 1833, failure to pay what you owed could and did land you in jail. Debtors' prisons forced offenders to pay not only their debts, but also their prison fees. But do debtors' prisons still exist today?
How much of your money is yours and how much you pay to toward your debt has a lot to do with how your debt got there in the first place. There are various reasons people go into debt. Read on to find out the most common.
If you find yourself unable to pay your bills, the bankruptcy process allows you to walk away. But what happens when you die? Do the banks and creditors you still owe money forgive your debt or do you bequeath your debt to your surviving family?
Americans identify terrorism and government debt as the two most worrisome issues to American wellbeing. If Americans are so concerned about the government's debt, why aren't we worried about our own debt?
When it comes to credit, a little discipline and diligence go a long way. You could call each of the three credit bureaus and compare their reports side by side, or you can order a 3-in-1 credit report and save some time.
It's a piece of advice you've probably heard: Don't pull your credit report too often, or you'll hurt your score. But what's a soul to do when you're shopping around for the best interest rates on a new house or car? How often can you look at your re
It lurches forward, seemingly unstoppable by the arsenal of data you've collected against it. You battled this foe years ago, but like the undead, it's come for you again and again -- this time in the form of letter from a collection agency. It's name? Zombie debt.
Dealing with debt collectors is becoming a common experience. But what can you do to avoid debt-collector harassment, short of switching off your phone service or allowing your unread mail to pile up on the kitchen counter?