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Financial Planning

Saving for college, investing in the stock market, online trading, mutual funds for many, these topics are overwhelming. No worries. We'll give you accurate, easy-to-understand information in the Financial Planning section.

Are millennials really the first generation to do worse than their parents?

The American Dream has usually meant that U.S. children will do better financially than their parents. But is this being upended by all the economic downturns of the 2000s? Can millennials overcome their poor economic start? See more »

How Land Trusts Work

Land trusts have been used for both good and bad. They can be created for environmental conservation or to keep housing affordable. Or they can be a way to disguise the true owner of a property. Let's look at the pros and cons of land trusts. See more »

If I change jobs a lot, should I consolidate my retirement accounts?

The average American changes jobs every four years, according to the Bureau of Labor Statistics. If you're average, that means you'll have a lot of 401(k)s before you retire. Should you consolidate them into one retirement account? See more »

Retirement Accounts: Transfer vs. Rollover

After you leave a job, what do you do with your 401(k) if you're laid off or going to a job with no similar plan? You can take a transfer or rollover of your cash. We explain the difference between the two. See more »

Just how safe are long-term municipal bonds?

The unsexily named "long-term municipal bonds" are pretty important to our everyday lives. They pay for building schools or highways in our neighborhoods. And almost anyone can buy one. See more »

Are government-backed agencies safe investments?

Government-backed agencies appeal to investors looking for something safe that still gives them a little interest. But are there any drawbacks? See more »

Should I consolidate my credit cards?

Moving all your credit card debt to one card may see like a great deal, and sometimes it is. How do you decide whether consolidation is the best approach to tackling your unsecured debt? See more »

Should I consolidate my student loans?

Most college graduates leave school with a significant debt load, and it often takes years to pay off that education. Is it better to lump loans together? What are the pros and cons? See more »

10 Significant Risk Factors When Investing in a Company

Few people thought the Facebook stock price would slide after its IPO, which goes to show there are many risk factors, even in a so-called sure stock. What are some of the top factors? See more »

How Stocks and the Stock Market Work

While it can be both volatile and unpredictable, the stock market can be a lucrative source of income for savvy investors. What exactly is the stock market, and where do you get the stocks you need to enter it? See more »