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Money | Personal Finance | Financial Planning

Saving for college, investing in the stock market, online trading, mutual funds for many, these topics are overwhelming. No worries. We'll give you accurate, easy-to-understand information in the Financial Planning section.

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How Investment Diversification Works

Investing may seem complicated, but there are ways to build your portfolio while minimizing risk. What's the best plan for diversifying your investments?


Are millennials really the first generation to do worse than their parents?

 Are millennials really the first generation to do worse than their parents?

What do the current economic downturns mean for 20-somethings long-term? Will millennials really be the first generation to do worse than their parents? See more »

How Land Trusts Work

 How Land Trusts Work

Land trusts have been used for both good and bad. Find out the pros and cons of land trusts at HowStuffWorks. See more »

If I change jobs a lot, should I consolidate my retirement accounts?

 If I change jobs a lot, should I consolidate my retirement accounts?

If you change jobs a lot, should you consolidate your retirement accounts? Learn whether to consolidate your retirement accounts at HowStuffWorks. See more »

Retirement Accounts: Transfer vs. Rollover

 Retirement Accounts: Transfer vs. Rollover

Should you transfer or roll over your retirement accounts? See more about transferring your retirement accounts at HowStuffWorks. See more »

Just how safe are long-term municipal bonds?

 Just how safe are long-term municipal bonds?

Just how safe are long-term municipal bonds? Learn more about how safe long-term municipal bonds are at HowStuffWorks. See more »

Are government-backed agencies safe investments?

 Are government-backed agencies safe investments?

Are government-backed agencies safe investments? Learn more about government-back agencies at HowStuffWorks. See more »

Should I consolidate my credit cards?

 Should I consolidate my credit cards?

How many credit cards do you have? Keep reading to learn if you should consolidate your credit cards. See more »

Should I consolidate my student loans?

 Should I consolidate my student loans?

Do you have student loans? Keep reading to learn if you should consolidate your student loans at HowStuffWorks. See more »

10 Significant Risk Factors When Investing in a Company

 10 Significant Risk Factors When Investing in a Company

Investing in a company can be risky. Keep reading to learn 10 Significant Risk Factors When Investing In a Company at HowStuffWorks. See more »

How Stocks and the Stock Market Work

 How Stocks and the Stock Market Work

A stock market is used for the trading of shares of company stock. Find out how the stock market works and learn about the stock trading process. See more »