CREDIT & DEBT MANAGEMENT

There are many ways to keep debt down and your credit score up. In Credit & Debt Management, topics include credit reports, bankruptcy, how credit cards work and new technology.
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Do debtors' prisons still exist?

Up until 1833, failure to pay what you owed could and did land you in jail. Debtors' prisons forced offenders to pay not only their debts, but also their prison fees. But do debtors' prisons still exist today?

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  • 10 Healthy Ways to Build Credit
    10 Healthy Ways to Build Credit

    For something so relatively easy to obtain, credit can easily cause a careless borrower lots of stress. Here are 10 simple ways to build credit -- and keep it. See more »

  • Does it hurt my credit score when I pull my credit report?
    Does it hurt my credit score when I pull my credit report?

    It's a piece of advice you've probably heard: Don't pull your credit report too often, or you'll hurt your score. But what's a soul to do when you're shopping around for the best interest rates on a new house or car? How often can you look at your re See more »

  • Dollars and Sense: Credit Score Challenge
    Dollars and Sense: Credit Score Challenge

    Your credit score plays a large part in whether you can buy a house or car. In certain circumstances, it even affects whether you can get a job. But where does the number come from? See more »

  • Eye On the Money: Test Your Debt Knowledge
    Eye On the Money: Test Your Debt Knowledge

    Debt can be a complex problem, between managing your interest rates, knowing your rights and sticking to your payment plans. Take the debt quiz to see just how much you know about paying off that debt. See more »

  • How 3-in-1 Credit Reports Work
    How 3-in-1 Credit Reports Work

    When it comes to credit, a little discipline and diligence go a long way. You could call each of the three credit bureaus and compare their reports side by side, or you can order a 3-in-1 credit report and save some time. See more »

  • How Amortization Works
    How Amortization Works

    The word "mortgage" comes from an old French phrase meaning "death pledge" and the concept of amortization comes from the same etymological root. Contrary to popular belief, the latter phrase isn't scary -- in fact, it makes paying your mortgage easier. See more »

  • How Bankruptcy Works
    How Bankruptcy Works

    It's bad enough when an individual has to file for bankruptcy, but filings by high-profile companies like Adelphia can have a big impact on the economy. What exactly does it mean to file for bankruptcy? See more »

  • How Blink Technology Works
    How Blink Technology Works

    Tired of all that time-consuming swiping at the register? Credit cards using contactless technology allow you to pay for stuff by holding the card near a special reader instead of handing it to a clerk or wondering if you slide it with the stripe facing up or down. See more »

  • How Chip and PIN Credit Cards Work
    How Chip and PIN Credit Cards Work

    Long popular in Europe, Latin America and other parts of the world, chip and PIN credit cards seem finally headed for mass production in the United States. What took them so long to catch on in America and do they really lessen credit card fraud? See more »

  • How Consumer Credit Counseling Works
    How Consumer Credit Counseling Works

    If you're trying to work your way out of debt, consumer credit counseling might be a good step to take. What happens during, and after, the counseling session? See more »

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