10 Most Expensive Zip Codes (No, 90210 Doesn't Make the Cut)

By: Jasper Merrenor  | 
Miami Beach, Florida
A view like this doesn't come cheap. Alexander Spatari / Getty Images

Luxury real estate isn’t just about square footage and designer finishes; it's also about location. The 10 most expensive zip codes in the U.S. reveal where affluence concentrates, with sky-high median sale prices and jaw-dropping properties.

Whether you’re dreaming big or just curious, here’s a look at the priciest postal codes in the country.

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1. 94027: Atherton, California

Topping the list for the eighth year in a row, Atherton boasts a median home price of over $7 million. Located in the heart of Silicon Valley, this expensive zip attracts tech CEOs and venture capitalists.

With its tree-lined streets and massive estates, it's the most exclusive place to live in the state — and arguably the country.

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2. 11962: Sagaponack, New York

Nestled in the Hamptons, this New York zip code is known for its seaside mansions and celebrity residents. Sagaponack has consistently ranked among the priciest zip codes, with median prices often topping $5 million. It’s a small area with a big reputation for expensive homes.

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3. 33109: Miami Beach, Florida

On the exclusive Fisher Island, reachable only by boat or ferry, this Florida zip code offers ultimate privacy and luxury.

The median sale prices are typically over $4 million, making it the most expensive zip in the South. High-profile athletes and executives call this tropical enclave home.

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4. 10007: Manhattan, New York

Located in the Big Apple, this zip covers parts of SoHo and Tribeca, where luxury lofts and modern condos attract international buyers. With a median price hovering around $3.9 million, it’s one of the most expensive zip codes in New York.

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5. 93108: Santa Barbara, California

Known for its coastal beauty and Spanish-style estates, this California zip code includes the upscale community of Montecito.

Santa Barbara real estate saw a surge last year, with median home prices climbing above $4 million, thanks in part to increased demand for space and privacy.

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6. 92661: Newport Beach, California

A favorite among surfers, CEOs and celebrities, Newport Beach mixes beachfront living with high-end amenities. Homes in this zip can sell for well over $5 million, putting it high on the list of most expensive homes in the country.

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7. 10014: Greenwich Village, New York

This Manhattan zip covers parts of Greenwich Village, a neighborhood that blends historic charm with modern luxury. Think cobblestone streets, brownstones and newly built high-rises.

It's no surprise this area remains among the expensive zip codes in the city.

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8. 11976: Water Mill, New York

Also located in the Hamptons, Water Mill consistently ranks among the priciest zip codes in America. The median price has hovered around $3.9 million, and the area draws buyers looking for estate-style homes with access to beaches, golf and art galleries.

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9. 02199: Boston, Massachusetts

This Back Bay zip code is among the most expensive in New England, with prices spiking due to demand for centrally located, luxury condos. It's a top spot for affluent urban dwellers and frequently appears on rankings of high-value real estate.

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10. 94301: Palo Alto, California

Rounding out the list is this California zip in the heart of the tech world. Home to Stanford University and some of the world’s richest entrepreneurs, Palo Alto features expensive homes with a median price above $3.5 million. A hot deal here could still run several million dollars.

We created this article in conjunction with AI technology, then made sure it was fact-checked and edited by a HowStuffWorks editor.

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