Personal Finance

This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.

Topics to Explore


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How to Make a Million Dollars

The Economist reported there were 10 million millionaires in the world in 2011 -- a record number. Want to be one, too? Researchers have found quite a few common traits that most millionaires possess.

How to Plan a Wedding

So many questions: from the meal (fish, chicken, or beef?) to the wedding gown (low-cut, fitted, or empire-waisted?) to the reception music (live music or DJ?). There will be issues about budgets, guest lists, and styles. Deter stress with these tips.

How to Drive Economically

Gas prices may be soaring, but there are steps you can take to conserve your valuable fuel. From proper tire inflation and load weight to route planning and proper vehicle maintenance, here's the skinny on how to save dollars during your daily drives.

How to Organize Your Taxes and Money

If April rolls around and all you've pulled together to file your taxes is a messy pile of receipts and statements, you may need a little organizational help. We've got a few tips to help you turn that mess into a neat financial statement.

How Online Trading Works

The market may have become more accessible, but that doesn't mean you should take online trading lightly. In this article, we'll look at the different types of online trading accounts, as well as how to choose an online brokerage, make trades and protect

How Bankruptcy Works

It's bad enough when an individual has to file for bankruptcy, but filings by high-profile companies like Adelphia can have a big impact on the economy. What exactly does it mean to file for bankruptcy?

How Electronic Payment Works

If you've ever bought anything online, you're probably familiar with electronic payment. Learn about the different types, find out the benefits and limitations, and see how to add e-payment capability to your Web site.

How Blink Technology Works

Tired of all that time-consuming swiping at the register? Credit cards using contactless technology allow you to pay for stuff by holding the card near a special reader instead of handing it to a clerk or wondering if you slide it with the stripe facing up or down.

How Social Security Works

Most Americans are paying in -- will Social Security be paying out? Learn about the wide-reaching Social Security system and about the various propositions on the table for ensuring future stability.

How 529 Plans Work

Do you need money for your children's college education? Open a 529 plan and start saving while you still have the time.

How Credit Scores Work

Do you know your credit score? If not, you should find out -- and we'll explain why. In this article, we'll examine how your three-digit credit score is used and how it affects what you pay for credit, insurance and other life necessities.

How Credit Reports Work

Like it or not, your credit score is a major factor in your financial well-being. But what do those numbers on your credit report really mean? And how will they impact your financial future?

How Banks Work

Any time of day, no matter where you are, your money is at your fingertips (and probably earning interest!). Checks, ATMs, electronic transfers -- the modern banking industry makes paying for stuff almost too easy.

How Online Degrees Work

Is higher education ready to enter the digital age? Many people think so -- more and more colleges and universities are offering online classes and even full degrees.

How 401 k Plans Work

Most of us have heard of it, many of us participate in it and lots of us have no idea what it really is. It makes saving for the golden years a lot easier than it used to be. Find out about 401(k) plans.

How Income Taxes Work

If you've ever filled out a 1040, you know the U.S. tax system and the agency that keeps it going are complex and mystifying entities. But paying income tax is a fairly recent activity in America. Find out its history and some alternative proposals.

How do store coupons work?

When the person in front of you is triumphantly slapping down coupon after coupon during checkout, it makes you wonder how the store makes any money. Hop on the free money train as we explain.

How SATs Work

Next to your grades and academic record, the SAT is one of the most important factors in college admissions. This new article explains the SAT in detail!

How ATMs Work

You can stop at an ATM, push a few buttons, and leave with cash. Learn about the machines that give you money and the network that approves the transactions.

How College Admission Works

Many teenagers spend the whole of their high school years making sure they get accepted to their dream college. How does the college admission process work? And how can you increase your chances of getting accepted to your school of choice?

How College Financial Aid Works

There's a lot of assistance out there -- the school you've worked toward is within your reach. Find out about getting money for college.