Personal Finance

This channel is where we explore the holistic health of your financial house. Helpful, accurate articles include topics on credit, debt management, financial planning, real estate and taxes.

Learn More / Page 31

Your personal debt may seem like an enormous burden, but these pictures will help put it into perspective and remind you that even entire nations struggle to maintain a balanced budget.

From learning to invest to protecting yourself in a volatile market, check out this image gallery for the big picture. Learn about investment types, the stock market and learn about a few investing pitfalls.

You've probably heard of offshore bank accounts and Swiss bank accounts. You may have heard there's great wealth to be found in these foreign bank investments. But what's really so special about these international banking opportunities?

By John Barrymore

Advertisement

TV ads show people happily banking away when they're nowhere near a bank, using just their cell phones. What technology lies at the heart of this modern convenience?

By William Harris

Death tax. Estate tax. Inheritance tax. They all mean the same thing: The government imposes a tax on a grieving heir for any money they receive from the deceased. What is the tax that is levied, and how much will this tax cost you?

By Ed Grabianowski & John Barrymore

Life insurance is associated with pushy salespeople and other unpleasant stuff -- like dying. But how will your children make do if you should die unexpectedly?

By Dave Roos

What's the rave about Roth IRA? How much money do I need to open an IRA? When can I open a Roth IRA?

By Francie Adkins

Advertisement

Believe it or not, stock market fractions arose from the way the U.S. dollar measured up to Spanish currency way back in 1792, when the U.S. stock market was created. But what does any of that have to do with fractions?

Checks are processed in a variety of ways. What happens to your check or checking account when you pay by check at the grocery store, online, or through PayPal?

Basically, a savings account is a way for your money to earn money. That may be a bit simplistic, but in this article we'll dig deeper and help you determine how to save and decide which accounts are the best fit for your lifestyle.

When you swipe your credit or debit card through a reader, you start a process that involves the store you're at, your bank and ultimately your financial well-being. How does that little stripe send so many messages?

Advertisement

Bankruptcy chapters can be really confusing -- there are specific chapters for both business and personal filing. What do they all mean?

Money market accounts are popular because they usually pay higher interest than savings accounts. So what's the catch? Why shouldn't we all open one?

When you open a mutual fund, you agree to pool your money with other investors for more purchasing power. How do mutual fund companies invest and track your portfolio? And why are mutual funds so popular?

By Dave Roos

Stock options can be beneficial for both employees and employers who provide them. Why do many employees prefer stock options to cold hard cash or better benefits?

Advertisement

The Dow Jones is one of several stock market averages designed as a quick and accurate way to measure the well-being of the market. Why do we hear so much about the Dow Jones in the news?

People buy bonds as investments, similar to buying stocks. The difference, though, is that bonds are much less risky than stocks. And, while both can be traded, bonds usually earn less money than stocks do.

By Jane McGrath

Putting your money into a CD can yield higher interest returns than a standard savings account. Do you know the difference between a CD and a savings account? Find out how you can invest your money into a CD money account.

By Jane McGrath

You made the vows -- for better or for worse, in sickness and in health -- but you don't remember agreeing to pay higher taxes. How does marriage affect your finances?

By Josh Clark

Advertisement

With all the media attention the subprime mortgage crisis is getting, you may be wondering how your own line of credit is faring. What common mistake might be wreaking havoc on your credit?

By Josh Clark

Many people wonder where they've gone wrong with their credit score. Was it charging a pack of gum with a credit card? A steep mortgage? Where does everyone else stand in terms of credit?

By Josh Clark

You already know that when you sell your stocks, you've got to pay taxes on the profits. But did you know you're supposed to pay taxes for selling your old comic books, too?

By Dave Roos

Are you spiraling toward tax day with questions still unanswered? Uncertainty and confusion can cause us to procrastinate, but these insider tips will take you past April 15 with your sanity still intact.

By the Editors of Publications International, Ltd.

Advertisement

If you're considering early retirement, you need to assess your financial plan while you're young. Early retirement is possible, but you'll probably have to adopt a frugal lifestyle now.

By Dave Roos

Life without debt sounds good. Can debt consolidation, or taking out one new loan to pay off all your other loans, help you reach that lofty financial goal?

By Jane McGrath