Financial Aid

College is expensive. Many students use financial aid in the form of loans to help cover the cost of tuition and books. These articles will explain the ins and outs of college financial aid.

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Howstuffworks: So you say you're going to college...

Yep, we’re talking about college, which ain’t cheap. HowStuffWorks joins up with the United Way of Greater Atlanta and the Sun Trust Foundation to share a few financial tips with the college bound.

10 Tips for Repaying Student Loans

The late-night study sessions, the absent-minded professors, the lifetime's worth of memories and friends: College truly is an investment -- of time, energy and (you guessed it) money.

Can you receive financial aid with two working parents?

Even if both of your parents are employed, you may be eligible for financial aid. Learn whether you can receive financial aid with two working parents.

5 Tips for Applying for Financial Aid

Getting an education is one of life's great accomplishments, and, just like many valuable things, it doesn't come cheaply. Many of us will need some type of financial aid, and we have 5 tips to keep in mind while you're applying.

How Financial Aid Applications Work

For most students, applying for financial aid is an important part of preparing for college. What can you do to be sure your application is perfect?

How Rhodes Scholarships Work

Rhodes Scholarships pay for post-graduate work at the University of Oxford. But this prestigious scholarship isn't just for students who spend all day in the library. Athletes tend to do well, too.

How Fulbright Scholarships Work

The Fulbright Scholarship helps students pursue research abroad in hopes of boosting international understanding. How can you apply for this scholarship, and what costs does it cover?

How Student Loan Consolidation Works

For some, student loan consolidation can be a good idea. It can mean lower monthly payments and more time to repay the lender. But is it the right option for every graduating student with loan debt?

How State Financial Aid Organizations Work

Most people know how to apply for federal financial aid, but navigating the world of state-based financial aid is a bit murkier. It's worth the effort, though.

How Postdoctoral Financial Aid Works

Postdoctoral research, also called a postdoc, is an option for people who have earned a Ph.D. Traditionally, they're a way for young scientists to gain more in-depth training in their field and to supply research institutions with inexpensive labor.

How Stafford Loans Work

Do you need some help financing your college education? Stafford loans are federal student loans designed to supplement scholarships, grants, work-study jobs and family resources to help meet the cost of tuition, fees, room and board.

How PLUS Loans Work

College is expensive, but students don't have to shoulder that financial burden alone. In fact, parents can contribute to their child's undergraduate expenses by applying for a PLUS loan.

How can you claim student loan interest on your income tax return?

If you're paying off student loans, you might be able to take advantage of a perk that lets you deduct the interest when paying income taxes. How do you know whether you're eligible for this tax break?

How the HOPE Scholarship Works

Georgia started its HOPE Scholarship Program to reward academic achievement and retain in-state talent, and some other states now have similar programs. What does it take to get a HOPE Scholarship and keep it throughout college?

How Financial Aid for ROTC Works

The Reserve Officers' Training Corps (ROTC) helps students cover college costs while getting military training. How do you know if you're eligible for ROTC, and what service commitments are required?

How Student Loan Deferments and Forbearance Work

If you're having trouble paying off your student loans, deferment or forbearance may be an option. What's the difference between the two, and how could they help you pay off your debt?

What's the difference between financial aid and a grant?

Before you can even begin to tackle all the challenges college has in store, you first have to figure out how to pay for it. That's where financial aid can come in handy. But what's the difference between loans and grants, and which is right for you?

How Federal Financial Aid Organizations Work

As the average cost of tuition for college education gets more expensive, many students remain concerned about paying the price. Luckily, the U.S. government offers a wide variety of financial aid organizations to prospective students in need.

How Federal Supplemental Educational Opportunity Grants Work

As it gets increasingly difficult for students to pay for college, it helps to know every possible option for financial aid. If your need is exceptional, you can consider a Federal Supplemental Educational Opportunity Grant, which helps out with expenses not covered by other grants or loans.

How Financial Aid for Joint Degree Programs Works

If you'd like to link your interest in law with your interest in the environment, you might consider a joint degree. But you'll need to jump through some hoops to finance it.

How Private Grants Work

Private grants are a great way to help you finance your education, but how do you find them? Is there anything special you have to do to qualify for these unusual financial gifts?

How Work-Study Programs Work

Of the many ways to get financial aid while paying for school, work-study programs offer more than just a dollar amount. They can also give students real work experience alongside an hourly wage that can go toward tuition.

How Direct Loans Work

Paying for college can be stressful for many students. Even getting loans can be hard, since you'll have to pay them back with interest. Direct loans, however, are low-interest loans funded by the U.S. government.

How Perkins Loans Work

As the first federal student loan, Perkins Loans help those with financial need afford college. How does this loan compare with others, and how did the Russian space program prompt its creation?

How Public Grants Work

Federal and local governments offer a number of grants to help college students pay for their education. Are public grants easier to get than private grants? What do you need to do to qualify and apply?


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