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Can You Refinance Your Mortgage With Bad Credit?

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Even with a low or middling credit score, you might be able to refinance your mortgage. HowStuffWorks explains.

Is Homeowners Insurance Required?

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Does every homeowner have to carry homeowners insurance? HowStuffWorks asks the experts.

Pros and Cons of a Cash-out Mortgage Refinance

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HowStuffWorks looks at the pros and cons of cash-out mortgage refinances and how they differ from other mortgage loans.

What Are the Options for Life Insurance Payouts?

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Life insurance payouts can be in the form of a lump sum, installment payments, an annunity or other options. HowStuffWorks explains.

Can You Take Out Life Insurance on Just Anyone?

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You actually can take out a life insurance policy on people other than your spouse, but it comes down to something called an insurable interest.

Do I Need Life Insurance?

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How do you decide whether or not you need life insurance? HowStuffWorks takes you inside the decision-making process.

10 Factors That Affect Your Life Insurance Premium

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How much you pay for life insurance can vary on many different factors, including your age, gender and your favorite hobbies. HowStuffWorks explains.

Why Giving a Professional Reference Can Be a Minefield

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How can you get out of giving a professional reference if you don't want to? HowStuffWorks has some tips.

The Four-day Workweek Isn't as Crazy as You Think

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Studies have shown that people spend less than half of each day really being productive. So, why not reduce the workweek to 32 hours and get more done? Although it's worked at a number of companies, others balk at making the change.

Should You Ever Discuss Politics at Work?

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HowStuffWorks finds out whether it's ever a good idea to have a political discussion at work and if so, how to do it.

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