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How Student Loans Work

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Sources

  • Bacon, Natalie. "5 Private Student Loans That Offer a Grace Period." Magnify Money. May 22, 2019. https://www.magnifymoney.com/blog/college-students-and-recent-grads/6-private-student-loans-offer-grace-period356053737/
  • Coleman, Barry. Personal interview. Vice President, Counseling and Education Programs, National Foundation for Credit Counseling (NFCC).
  • College Board. "Trends in Student Aid 2019." https://research.collegeboard.org/pdf/trends-student-aid-2019-full-report.pdf
  • Cooper, Preston. "Denied For Public Service Loan Forgiveness? Here's Why." Nov. 21, 2019. https://www.forbes.com/sites/prestoncooper2/2019/11/21/denied-for-public-service-loan-forgiveness-heres-why/#3b7f641528c6
  • Federal Student Aid. "How much can I borrow?" U.S. Department of Education. https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized#how-much
  • Federal Student Aid. "Repaying Your Loans." U.S. Department of Education. https://studentaid.gov/sites/default/files/repaying-your-loans.pdf
  • Federal Student Aid. "What types of federal student loans are available?" U.S. Department of Education. https://studentaid.gov/understand-aid/types/loans
  • Federal Student Aid. "What's the difference between Direct Subsidized Loans and Direct Unsubsidized Loans?" U.S. Department of Education. https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized#subsidized-vs-unsubsidized
  • Hornsby, Travis. Personal interview, Student Loan Planner.
  • IRS. "Topic No. 456 Student Loan Interest Deduction." https://www.irs.gov/taxtopics/tc456
  • Luthi, Ben. "3 Ways to Get a Lower Student Loan Interest Rate." Student Loan Hero. Dec. 23, 2019. https://studentloanhero.com/featured/how-to-lower-student-loan-interest-rate/
  • Pentis, Andrew. Personal interview, Student Loan Hero
  • Powell, Farran Powell and Kerr, Emma. "See the Average College Tuition in 2019-2020." U.S. News & World Report. Sept. 9, 2019. https://www.usnews.com/education/best-colleges/paying-for-college/articles/paying-for-college-infographic
  • Student Loan Planner. "12 Best Student Loan Refinance Companies in 2020 (With a $100-$775 Bonus)." Feb. 17, 2020 https://www.studentloanplanner.com/refinance-student-loans/

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