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Before you refinance ask yourself why you're doing it, whether it makes financial sense and what the APR is, among other questions.

HowStuffWorks looks at exactly what you will need in order to file a homeowners insurance claim.

HowStuffWorks explores different ways you can save money on your homeowners insurance.

Even with a low or middling credit score, you might be able to refinance your mortgage. HowStuffWorks explains.

Does every homeowner have to carry homeowners insurance? HowStuffWorks asks the experts.

HowStuffWorks looks at the pros and cons of cash-out mortgage refinances and how they differ from other mortgage loans.

Life insurance payouts can be in the form of a lump sum, installment payments, an annunity or other options. HowStuffWorks explains.

You actually can take out a life insurance policy on people other than your spouse, but it comes down to something called an insurable interest.

How do you decide whether or not you need life insurance? HowStuffWorks takes you inside the decision-making process.

How much you pay for life insurance can vary on many different factors, including your age, gender and your favorite hobbies. HowStuffWorks explains.

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