We all know the drill. We've either seen it in a movie or in real life. It's either the wife sneaking in a big shopping bag from an expensive designer store or the husband hiding the latest electronic gadget in his office drawer. The sad reality is most family members and spouses do not communicate about their financial positions. While one shopping bag or Amazon purchase can seem insignificant, they can add up over time. In fact, they often add up to more than the household can afford, forcing the family into debt. Not only is it important to understand your financial capabilities, it is just as important to share them with every family member who has the ability to add to household debt.