For most of us, the day we start saving is the beginning of a whole new approach to money. No longer a matter of simply getting our needs met, or buying whatever shiny new toy strikes our interest, we begin to see the accumulation of wealth as a pursuit all its own. Saving brings us security, and can increase credit scores and financial standing.
Knowing that you're capable of eating your vegetables before dessert, so to speak, can give you the confidence to do a lot more of the mature and responsible things that will bear fruit in the future. Savings accounts, both long-term and token, are good ways to make sure that your family is taken care of in a fiscally responsible way. But the question remains: As your family and household increase in size and needs, what are the best, safest and most intelligent ways to save that money?