Does car insurance lower at a certain age?

Author's Note

The shadowy workings behind insurance calculations have always interested me, because what actuaries do is translate the facts of everyday life into probabilities: It's doing math with the value of people's lives and property to determine their worth, which is bizarre and fascinating. Combine that science with one of the quintessential American rites of passage -- car ownership -- and a lot of details in daily life that we can often overlook come into focus from a whole new angle.

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More Great Links


  • "At What Age Does Car Insurance Go Down?" Online Auto, 2012. (Mar. 7, 2012)
  • "Auto Insurance Costs Vary By Age." Car Insurance, 2012. (Mar. 7, 2012)
  • Clark, Warren. "Top 10 Ways To Lower Your Car Insurance Bill"., May 2009. (Mar. 7, 2012)
  • Mangla, Ismat Sarah. "Three Ways To Drive Down Your Car Insurance Premiums.", Apr 2011. (Mar. 7, 2012)
  • Palmer, Clark. "How To Find Lower Car Insurance Rates"., Jun 2011. (Mar. 7, 2012)
  • "What Affects Car Insurance Price?". State Farm, 2012. (Mar. 7, 2012)