Lots More Information

Related HowStuffWorks Articles

• How Debt Works
• How Debt Consolidation Works
• How Bankruptcy Works
• How Credit Cards Work
• How Banks Work
• How Certified Financial Planners Work 

More Great Links

• National Foundation for Credit Counseling
• Making a Budget on CNNMoney

Sources:

• Consumer Credit Counseling Service of Idaho. "About CCCS According to CCCS." Credit Infocenter. (Accessed 5/20/08)
  http://www.creditinfocenter.com/debt/aboutCCCSbyCCCS.shtml
• CreditPage. "Credit Counseling." (Accessed 5/20/08)
  http://www.creditpage.org/credit_counseling3.html
• National Foundation for Credit Counseling. "Credit Counseling." (Accessed 5/20/08)
  http://www.debtadvice.org/PersPlans/guidelines_credit-counselor.cfm
• Weisbaum, Herb. "Debt relief deals 'preying on consumer's trust'" MSNBC. 4/17/07. (Accessed 5/20/08)
  http://www.msnbc.msn.com/id/18155301/
• Welsh, Kristy. "Consumer Credit Counseling Service." Credit Infocenter. (Accessed 5/20/08) http://www.creditinfocenter.com/debt/cccs.shtml
• Weston, Liz Pulliam. "The consumer's guide to credit counseling." MSN Money. 4/29/06. (Accessed 5/20/08)
  http://articles.moneycentral.msn.com/Banking/YourCreditRating/TheConsumersGuideTo
  CreditCounseling.aspx