10 Tips for Staying on Budget

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Focus on Savings

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­By now, you've set up your budget. You know how much money­ you have. But you­ could still use some help staying on budget. Here are some tips that can help you stick to your budget and get ahead on that major purchase:

Determine the amount of your budget that you can afford to save each month. Have it direct-deposited to your savings account, or to your mutual fund. Wherever you decide to keep your savings, make sure you put money into it every month. That savings will make a big difference for you later.­