5 Stay-at-home Mom Budget Tips


Consider Part-time Work or Working from Home

If you've worked out your budget and squeezed as much out as you can, and you still can't find a way to live on just one income, there are other alternatives. You might be able to bring in a supplemental income without having to sacrifice all of the rewards of being a stay-at-home mom.

For instance, you might be able to find part-time work that works around your kids' schedules. Especially after your children are old enough to be in school, a part-time job with hours that fall within the school day could be ideal. Another advantage to part-time work is that it's a great way to transition back into the full-time workforce if you need to later on down the line. Otherwise, a long gap in your employment history could make it difficult to get hired again.

Another option is to work from home. If you can't find a job that will allow you to telework, consider freelance work or starting your own business. However, balancing work at home with a family poses its own challenges. In addition to self-discipline, you'll have to make rules and draw boundaries so your kids don't distract you from your work unnecessarily.

For lots more information on budgeting tips, see the links below.

Related Articles


  • Census.gov. "Profile America Facts for Features: Mother's Day: May 8, 2011." U.S. Census Bureau. (Nov. 1, 2011) http://www.census.gov/newsroom/releases/archives/facts_for_features_special_editions/cb11-ff07.html
  • Drenth, Tere. "The Everything Budgeting Book." F+W Media, Inc. 2003. (Oct. 25, 2011) http://books.google.com/books?id=d3XbCIsvYFoC
  • McCoy, Jonni. "Miserly Moms." MiserlyMoms.com. (Nov. 1, 2011) http://www.miserlymoms.com/default.htm
  • Pate, Chrissy, Kristin McKee. "Be CentsAble: How to Cut Your Household Budget in Half." Penguin. 2010. (Oct. 25, 2011) http://books.google.com/books?id=XYFG9DHayS4C
  • Reese, Jennifer. "Scratch That." Slate.com. April 22, 2009. (Nov. 1, 2011) http://www.slate.com/articles/life/food/2009/04/scratch_that.single.html
  • Simon and Schuster AUTHORity. "Can Homemade Meals Really Save you Money?" Shine. Yahoo.com. Oct. 20, 2011. (Nov. 1, 2011) http://shine.yahoo.com/channel/food/can-homemade-meals-really-save-you-money-2590643
  • Walsh, Peter. "How to Organize Just About Everything." Simon and Schuster. 2004. (Nov. 1, 2011) http://books.google.com/books?id=koyuAXXE0cgC


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