5 Stay-at-home Mom Budget Tips

Consider Part-time Work or Working from Home

If you've worked out your budget and squeezed as much out as you can, and you still can't find a way to live on just one income, there are other alternatives. You might be able to bring in a supplemental income without having to sacrifice all of the rewards of being a stay-at-home mom.

For instance, you might be able to find part-time work that works around your kids' schedules. Especially after your children are old enough to be in school, a part-time job with hours that fall within the school day could be ideal. Another advantage to part-time work is that it's a great way to transition back into the full-time workforce if you need to later on down the line. Otherwise, a long gap in your employment history could make it difficult to get hired again.

Another option is to work from home. If you can't find a job that will allow you to telework, consider freelance work or starting your own business. However, balancing work at home with a family poses its own challenges. In addition to self-discipline, you'll have to make rules and draw boundaries so your kids don't distract you from your work unnecessarily.

For lots more information on budgeting tips, see the links below.

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  • Census.gov. "Profile America Facts for Features: Mother's Day: May 8, 2011." U.S. Census Bureau. (Nov. 1, 2011) http://www.census.gov/newsroom/releases/archives/facts_for_features_special_editions/cb11-ff07.html
  • Drenth, Tere. "The Everything Budgeting Book." F+W Media, Inc. 2003. (Oct. 25, 2011) http://books.google.com/books?id=d3XbCIsvYFoC
  • McCoy, Jonni. "Miserly Moms." MiserlyMoms.com. (Nov. 1, 2011) http://www.miserlymoms.com/default.htm
  • Pate, Chrissy, Kristin McKee. "Be CentsAble: How to Cut Your Household Budget in Half." Penguin. 2010. (Oct. 25, 2011) http://books.google.com/books?id=XYFG9DHayS4C
  • Reese, Jennifer. "Scratch That." Slate.com. April 22, 2009. (Nov. 1, 2011) http://www.slate.com/articles/life/food/2009/04/scratch_that.single.html
  • Simon and Schuster AUTHORity. "Can Homemade Meals Really Save you Money?" Shine. Yahoo.com. Oct. 20, 2011. (Nov. 1, 2011) http://shine.yahoo.com/channel/food/can-homemade-meals-really-save-you-money-2590643
  • Walsh, Peter. "How to Organize Just About Everything." Simon and Schuster. 2004. (Nov. 1, 2011) http://books.google.com/books?id=koyuAXXE0cgC


5 Ways to Save Money (Besides Giving Up Lattes)

5 Ways to Save Money (Besides Giving Up Lattes)

HowStuffWorks talks to financial experts to find out the best ways to save money every day. And none of their advice includes giving up Starbucks.

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