How Liability Insurance Works

By: Melanie Radzicki McManus

Author's Note

Let's be honest. Insurance is not an exciting topic. And sometimes it gets pretty difficult to understand. But once you grasp the basics -- even on more complicated topics like liability insurance -- it's not that hard. Maybe you'll even admit to yourself it's a pretty important subject. And that you really need to stay on top of it. And that you'll start paying more attention to any notices that come from your insurance company. And that you'll sit down with your spouse/partner to review your coverage every year, instead of saying, "You just deal with it." And ... Ahem. Well. I guess I know what resolutions I'll be working on this year.

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