Equity, adjusted gross income, stocks, bonds, current ratio, operating cash flow, assets, liabilities, net worth -- it's easy to get lost in the jungle of financial terms out there when you're trying to manage finances. Whatever happened to just measuring income and expenses? Well, when you ask yourself "how much am I worth?" it's not just a question of how much money you have in your wallet, or even your bank account, at that moment. It turns out that, depending on how and when you invest, spend or save your money, your worth varies. Liquid assets make up just one special category of your worth. Understanding it will help you get a better idea of your own financial situation.
Stock options can be beneficial for both employees and employers who provide them. Why do many employees prefer stock options to cold hard cash or better benefits?
With the cost of college resembling the price of a small house, the idea of paying off student loans can be a frightening one. But with careful planning, the debt can be fairly easy to manage.