Not to make too many assumptions here, but if you don't have a bank account, you also might not have a lot of accumulated wealth right now. That can mean possible money meltdowns around every corner. There's no shame in being in such a situation -- living paycheck to paycheck happens to many of us, especially in uncertain economic times. Institutions known as payday lenders offer temporary solutions to financial fixes. These lenders provide quick loans with no credit check and require very little collateral (usually just proof of income over a certain amount like, say, $1,000 a month).
Many payday lenders also require you to have a bank account because it's an easy way for them to verify that you have a regular income, and so they can draft the repayment funds when they're due. However, not all of them refuse clients without bank accounts. If you don't have one, they will probably require much more information from you in order to verify your income. And they may also charge you higher fees than they do their other customers. The best way to find out whether a payday lender will offer you a loan without a bank account is to call those in your area and ask.
While a payday loan may get you out of a jam, try to look for other options before taking one out. The repayment terms and interest rates on these loans are usually quite steep.
On the next page, you'll learn about another kind of loan available to those without bank accounts.