One of the best ways to save money on your cell bill is to choose a plan that best fits your usage patterns. Otherwise you're probably paying for extra minutes, text messages, or data plans that you'll never use. No wonder about 20 percent of Americans point to high costs as their top gripe regarding cell phones [source: Fox Business].
Of course, tallying up your minutes and messages and comparing them to the confounding, continuously morphing array of provider plans can result in a freak-out level of frustration. Avoid exasperation by using online tools to analyze your bill.
Go to sites like BillShrink.com, FixMyCellBill.com, or Citizens Utility Board to see in-depth insights about your cell phone bill. These sites let you input information about your phone habits and current plan. BillShrink then e-mails you results that help you make better choices. FixMyCellBill (also called MyValidas.com) requires a $5 fee for analysis, but that price is a small one to pay for the potential of much, much bigger savings.
And did we mention that these sites do the heavy-lifting in terms of number crunching and plan comparison? You don't have to do much. Enter your usage information (or link the site to your online bill payment account) and the sites spit back the nitty-gritty on ways you can immediately start saving money.