Top 10 Tech Tools for Managing Your Money


Your Bank's Online Services

Approximately 80 percent of U.S. households used an online banking solution in 2010 [source: Fiserv]. Online services have become a standard feature of large and small banks across the country. Quicken is able to download transaction data from more than 12,000 banks [source: Quicken]. But if you use only one bank, why not capitalize on the online services it offers specifically for its customers?

Some banks facilitate online bill payments, move funds between accounts and setup alerts to monitor account balances. But online banking's greatest strength is also its greatest weakness. Because Internet services differ from bank to bank, your mileage may vary. If your bank offers useful online options, they could present an adequate and free alternative to a piece of software; you will just have to be the judge. Since online banking is accessible from any computer with Internet capabilities, it's a smart way to keep track of your finances while away from home.

But if you want the best of both worlds -- the power of a money managing application and the accessibility of a bank's Web site -- we'll show you two of the best options for replicating the benefits of Quicken and You Need a Budget online.