10 Great Deals That Usually Aren't


Store Loyalty Cards

Many big-box retailers offer store loyalty cards that allow you to accumulate points toward store credit, product discounts and other incentives. However, if you do the math, you'll find out that most often, you're spending $500 or more before you see a $5 credit, and even then, it'll only be good for a limited time -- often a week or less. Forget that 1 percent discount, and shop around for a better deal.