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Cracks and Chips: Is full glass coverage worth the money?

Author's Note

To be honest, I'd never thought much about glass coverage. Chips were always just something you lived with until you got a new car a few years later, and cracks were the same unless they were bad enough that you might not pass state inspection. They both happened so rarely that paying extra to insure against it seemed silly. Still, it was interesting to break down the cost-benefit of glass coverage ... only to find out that I was right all along.

Related Articles


  • Progressive. "Progressive Windshield Repair & Cracked Windshield Replacement." (April 20, 2012.)
  • State Farm. "Types of Auto Insurance Coverage."(April 20, 2012.)