Like HowStuffWorks on Facebook!

5 Ways to Save Money on Your Cell Phone Bill

Does it seem like your phone is doing this every month?
Does it seem like your phone is doing this every month?

Cell phones aren't named after the biological building blocks that make up our bodies. But with about 4 billion of Earth's people using cells, these phones might as well be integrated into our bones, because we take them everywhere we go [source: Digital Buzz]. And just as with any ubiquitous product, being financially careless with cell phone usage can cost a pound of flesh.

There is a multitude of cell phone consumers who just don't pay attention to their cell phone bills, and they pay a price, in spending hundreds or thousands of dollars that they could easily save. The good news is that with just a few minutes of your time and a little effort, you can get a better, budget-friendly perspective on your bill and immediately take steps to cut it down in size.

Let's get some of the silly stuff out of the way. For starters, don't buy insurance for your phone. Hardly any cell phone buyers ever tap into insurance, and there are all sorts of hoops you have to jump through to successfully receive any money. It's not worth the headache, or your cash.

Roadside assistance is another unnecessary frill. Your car insurance plan likely already includes assistance. Even a lot of credit cards offer side-of-the-highway help when you need it. So you certainly don't need a phone plan that includes it, too.

These tips are just the tip of the cell-phone budget iceberg. Keep reading and we'll show you how to chip away really huge chunks out of this complex consumer charge.