Did you know that all generic versions of drugs and baby formula are FDA-required to provide the same benefits as name brands? Name brand companies spend a lot of money on developing and marketing products, and the generic versions don't have to spend any of that. They pass the savings on to you, with products made from the same ingredients as their pricier counterparts.
If you've been planning to quit smoking, money is a great incentive. The benefits are far beyond just the money you'll save on the actual cigarettes: Your insurance premiums and health care bills will go down, and you may live longer. Dropping your bad habits is a great way to save money and raise your quality of life. Think of it this way: All those addictions and habits are just another way to send money out the door and get nothing in return.
Anything involving your health, your family's well-being or your child's future is going to come at you with a lot of marketing behind it, because companies know you'll do whatever it takes to make sure you're doing the most you can. Make it a rule of thumb to check behind the curtain, and compare prices and long-term costs with things like life insurance, baby products, medicines and financial planning. Companies trying to make a sale may not know what's best for you and your family.