Link Multiple Accounts
Do you have multiple accounts with the same bank? Most banks will allow you to link savings and checking accounts so you can transfer money from one to the other; all it takes is a quick click of a mouse. Linking your accounts will not only help you keep track of your finances, but it could also help you stick to a budget. Certain banks allow you to open multiple savings accounts, for example, and each one can serve as a way to save for big-ticket items like a car, school tuition or even end-of-the-year holiday gifts. And since the transfers aren't instantaneous, you aren't likely to use the money for impulse purchases, either [source: Burt].