You're young, and your two biggest goals in life are to build a career and have fun. That's fine, but if you forget about starting a nest egg, you could be setting yourself up for a very hard, stressful time down the road.
Right now, the last thing on your mind is retirement -- we get that. It'll happen eventually, though, and the money you put back in your youth has the longest time to be earning interest. Best of all, the interest you earn is money that you didn't have to work for -- who can beat that?
A little financial education and a few changes here and there will put you on the right track to be sipping mai tais on the beach during your golden years instead of struggling just to make ends meet.
The first step to a secure future is to beware of plastic -- read on to learn the truth about credit cards.