While you're still in school, consider getting a job -- if only part-time or during summers. You'll be able to save money, pay a portion of your own way through college -- which means fewer student loans -- and begin to pay back the loans you already have.
College is also a good time to look seriously at the types of careers you're interested in or will be qualified for with your degree. Ask yourself these questions, related to your student loans:
- How much salary can you expect in this field?
- Are you taking on too much debt relative to the income you can expect?
If you don't like the answers, the time to make changes is now, because once you've graduated from college, the clock is ticking on the grace period for your student loans.