Tens of thousands of scholarships are available. Ask the high school counselor about local, state and regional ones. Look for scholarships from your credit union, electricity provider and community organizations. Explore college Web sites for school and department offerings. Investigate employers and industries for scholarships offered to children of employees or for particular areas of study. And give your kids incentive to get and keep scholarships.
"I tell my kids if they don't keep their scholarships, they're living at home and going to the community college," said Bunn.
Once they're in, buy used text books, or rent them from Internet vendors.