Single moms have all the responsibilities of a two-parent household, but often with less or even nonexistent assistance from anyone else. For everyone -- not just single moms -- paying your bills and still finding some cash to put away is all about living within your means. To get on the right track, create a realistic budget and stick to it as strictly as possible. If you're on the lower end of the income scale, be sure to investigate and apply for government assistance options. There's no shame in accepting aid, particularly if it helps your family establish a solid future. Lastly, collect child support when applicable and make sure the terms are on paper in case of delinquency.