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5 Unexpected Perks of Online Banking

Deposit Checks From Home

Forget waiting in line to deposit a check -- some banks allow you to make a deposit simply by using a scanner and a computer. This is how it works: Your bank will provide you with a special desktop scanner (for an additional fee, of course). You scan your check, and the information is sent electronically to your bank through a secure Internet connection. The funds are then deposited into your account just like they would be if you had physically given a teller the check. This service is not only convenient; it also reduces the likelihood of check fraud [source: Fidelity].