There are many ways to keep debt down and your credit score up. In Credit & Debt Management, topics include credit reports, bankruptcy, how credit cards work and new technology.
Credit reporting agencies collect your credit history from credit card companies, banks, mortgage companies and other creditors to create an in-depth credit report. But how is that report used? See more »
It lurches forward, seemingly unstoppable by the arsenal of data you've collected against it. You battled this foe years ago, but like the undead, it's come for you again and again -- this time in the form of letter from a collection agency. It's name? Zombie debt.
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You've seen TV commercials and pop-up ads promising free credit reports. But are these offers legit? And if credit reports are free, why don't more people request them?
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Many people wonder where they've gone wrong with their credit score. Was it charging a pack of gum with a credit card? A steep mortgage? Where does everyone else stand in terms of credit?
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A low credit score can prevent you from getting the car, house or job of your dreams, but there's one surefire way to boost that three-digit number.
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With all the media attention the subprime mortgage crisis is getting, you may be wondering how your own line of credit is faring. What common mistake might be wreaking havoc on your credit?
See more »When you swipe your credit or debit card through a reader, you start a process that involves the store you're at, your bank and ultimately your financial well-being. How does that little stripe send so many messages?
See more »Your finances are in the red, and you don't know where to turn. Agencies specializing in non-profit debt consolidation promise to help you out but you wonder if it's a scam.
See more »Do you pay just the minimum on your credit card balance each month? If your credit limit keeps getting raised, beware: You might be a revolver.
See more »Bankruptcy chapters can be really confusing -- there are specific chapters for both business and personal filing. What do they all mean?
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