Understanding how credit agencies determine your credit rating is essential for your financial health. It is also of utmost importance for you to regularly check your credit reports for errors or signs of identity theft. This is slightly easier to do with a 3-1 credit report, which compares credit reports from all three American credit agencies in one single document. Take this quiz and become credit report savvy.
Question 1 of 15
What are credit reporting agencies?
Question 2 of 15
How frequent do credit reporting agencies make mistakes?
Question 3 of 15
What is the cause of mistakes on credit reports?
Question 4 of 15
How may Americans fell victim to identity theft in 2008?
Question 5 of 15
What is your legal right concerning your credit under the American Fair and Accurate Transactions Act of 2003?
Question 6 of 15
What is a 3-in-1 credit report?
Question 7 of 15
Who reports to credit agencies?
Question 8 of 15
Who is required by law to investigate an error on your credit report?
Question 9 of 15
How do you report a credit report error to a credit agency?
Question 10 of 15
What are the different categories on a credit report?
Question 11 of 15
Where can you buy a 3-in-1 credit report?
Question 12 of 15
What type of information is kept in the credit history section of a credit report?
Question 13 of 15
What is “negative information” on your credit report?
Question 14 of 15
How long does “negative information” stay on your credit record?
Question 15 of 15