Are layaway plans or credit cards better for saving money?

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How do you pick the shortest checkout line?

How do you pick the shortest checkout line?

In a hurry? Not so fast, that short checkout line may not actually be better. Increase your odds of getting out of that store at HowStuffWorks.


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  • "Debt hangovers from holidays hit this month." USA Today. Jan. 18, 2007. (Nov. 19, 2008)http://www.usatoday.com/money/perfi/general/2007-01-18-mym-debt-hangover_x.htm
  • Johnson, Alex. "In tough times, layaway makes a comeback." MSNBC. Nov. 10, 2008. (Nov. 19, 2008)http://www.msnbc.msn.com/id/27582079/
  • "Layaway gaining more appeal with shoppers." CNN. Oct. 23, 2008. (Nov. 19, 2008)http://www.cnn.com/2008/LIVING/wayoflife/10/23/layaway.ap/
  • Lewis, Katherine Reynolds. "Layaway makes a comeback." MSN Money. (Nov. 19, 2008)http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/layaway-makes-a-comeback.aspx
  • Lim, Paul J. "Kiss That Plastic Bye Bye." U.S. News & World Report. Dec. 3, 2006. (Nov. 19, 2008)http://www.usnews.com/usnews/biztech/articles/061203/11debt.htm
  • Prelec, Drazen and Simester, Duncan. "Always Leave Home Without It: A Further Investigation of the Credit-Card Effect on Willingness to Pay." Marketing Letters. Vol. 12. No. 1. February 2001. (Nov. 19, 2008)http://www.springerlink.com/content/vv4543514814107h/
  • "Study: Credit Cards Cause More Spending." LiveScience. Sept. 7, 2008. (Nov. 19, 2008)http://www.livescience.com/culture/080907-cash-credit.html