Parents should review their life insurance policy annually, as well as when any major life change occurs.

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When you're single or newly married, buying life insurance is likely the farthest thing from your mind. Once you have children, though, there's no doubt that life as you know it has changed forever. While raising a family is an exciting part of life, it's not a time to ignore the fact that one or both parents may die unexpectedly, leaving behind family who'll have a hard time surviving without extra support. Buying life insurance is an important endeavor, but it can be fraught with questions and anxiety. This article will help you find answers to essential life insurance questions -- what kind of insurance is right for you, how much you should buy and for how long -- as well as assist you in your search for the right insurance provider.