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5 Ways to Cut Your Monthly Living Expenses

Consider Before You Order

You're organized and you have discipline -- now you want to find ways to get the most bang for your limited buck. You could avoid eating out altogether, but that provides an opportunity for you to socialize with friends and family. So, what do you do? You certainly don't need to go hungry.

Portion sizes are increasing at restaurants. Often, you'll get more food than you could ever eat. Consider ordering a la carte. For instance, rather than getting the three enchilada, two taco combo with a side of beans, order a burrito and eat the chips that are provided instead. It could save you as much as 50 percent on your main course.

Speaking of the main course -- stick to it. Appetizers, desserts and alcoholic drinks are the big profit categories for most restaurants. Drinks of any kind will add a couple of dollars to your bill. By some estimates, a $2 glass of iced tea actually costs the business two cents [source: Howard]. That's an enormous profit margin that will cost you. A glass of water is not only better for you, but it could easily save you $25 a month, too.

Do you love books and movies? There's a great way to keep the entertainment and information coming while cutting the expense.