You probably don't want to think about anything that incorporates the line "In the event of your untimely death." Nobody does. But now that you're married, even the remote possibility requires some attention.
You don't need to make a big thing of it. There are just two documents that should be produced in order to protect your spouse from potentially damaging financial repercussions: a will and sufficient life insurance. Preparing a will makes it clear who will inherit your estate, and life insurance helps ensure your spouse doesn't find him- or herself unable to meet your formerly joint financial obligations if you're gone.
What exactly goes into your will and how much life insurance you need depends on your individual circumstances. There are guides online to help you decide, or you can talk to a financial adviser for even more detailed, customized assistance. You can create a will and purchase life insurance online or do it in person with an expert. What's important right now is that you establish at least a bare minimum of legal and fiscal security, just in case.
The point here is not to be morbid or pessimistic; it's to create the most financially stable situation for your new life together. When you get right down to it, it's not even about money. Taking all of these steps to secure your financial future can help you on the road to creating a low-stress, high-happiness life together -- and that is romantic.
For more information on joint and individual finances, check out the links on the next page.