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10 Ways to Become a Super Saving Mom


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Be a Financial Family Whiz
Budgeting can be a pain initially, but once you get on top of your finances, you'll be glad you did.
Budgeting can be a pain initially, but once you get on top of your finances, you'll be glad you did.
David Sacks/Lifesize/Thinkstock

Shopping sales, clipping coupons and navigating different stores can get you far, but what is going to help a lot more is a long-term plan and understanding of how your budget actually shapes up.

Setting up a budget can be a little daunting; it's hard to keep track of your spending, let alone the categories and emergencies that come up. Fortunately for busy moms, sites like Mint.com basically do all the work for you. It will load all your financial information, including bank accounts and credit cards, and allows you to see where your money is going. You can set up a budget, and create goals to keep track of.

It might seem silly, but brushing up your math skills in general doesn't hurt for moms. Doing percentages in your head can help you quickly figure out if the 30 percent off deal for khakis will be better than the 25 percent off jeans for back to school shopping. And for quick looks, check out price per ounces on grocery store shelf tags; it'll help you decide if the jumbo ketchup container is going to be worth it opposed to the regular-sized sale price.

In the next section, we'll look at how rewards can save you money when shopping for the whole family.


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