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10
Tips on How to Budget and Organize Your Holiday Gift-giving List

Shopping for holiday gifts doesn't have to whip you into a frenzy. A little planning and organizing at the beginning pays off big time on the big day.

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Holiday shopping probably isn't on most people's "favorite things" list. For many, it's a frenzied month-long process that begins with a Black Friday stampede and ends with a desperate trip to the mall on Christmas Eve. In between, there's usually a lot of confusion, anxiety and money-hemorrhaging. If, like so many holiday shoppers, you don't keep careful track of your spending, you can easily get carried away and end up maxed out -- with stress and your credit cards.

So how do you avoid busting your holiday budget this year? Two words: Get organized. We've come up with 10 ways to spend less, be more productive and stay calm throughout your holiday gift-giving. If you take this advice to heart, we guarantee you won't be making that dreaded trip to the mall the day before Hanukkah or Christmas.

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