Before 401(k) plans, there were pensions, mythical creatures that repaid decades of employee loyalty with a guaranteed salary for life. For today's workers, pensions are about as common as caviar vending machines in the break room. But if you or a loved one were lucky enough to put money away in a pension, make sure you claim it!
The Pension Benefit Guaranty Corporation (PBGC) is a federal government agency that holds on to unclaimed pension funds from public and private companies. You can search the database by employee name, company name or the state where you worked. Even if you didn't work for the company for a long time, you may be entitled to claim some of the money that was stashed away for your retirement. Family members and other beneficiaries can also claim pensions, though it's usually less than the full amount [source: PBGC].