Like HowStuffWorks on Facebook!

Money & Ethics

From greenwashing to fair trade to credit card practices, the Money & Ethics Channel explores some of our most complex questions around ethics and economics.


If Your Boss Overpays You, Do You Have to Give the Money Back?

The California National Guard bonus scandal had us wondering if civilians would have to repay an overage in their paychecks. See more »

Today Is Equal Pay Day for Black Women in the U.S.

On average, black women in the U.S. workforce earned $0.37 less for every dollar a man in the U.S. workforce earned in 2014. That's a pretty big wage gap. See more »

'Don't Ask': Can One Question Close the Wage Gap?

Massachusetts just passed a law barring companies from asking prospective employees for salary history. Will that level the playing field for women and minorities? See more »

How the Gender Pay Gap Works

The gender pay gap is usually expressed something like this: Women make 77 cents for every dollar a man makes. Where did this figure come from and is it still true? See more »

10 Black Friday Horror Stories

We're not sure why Americans lose their minds at the thought of picking up flashy electronics at big discounts on the day after Thanksgiving. But it happens. Discover 10 fascinating and horrifying true-life tales that happened on Black Friday. See more »

Is there a dark side to 'doorbuster deals'?

In the grand tradition of retail, all is not always as it seems, and the doorbuster is no exception. Before you camp out for Black Friday, brush up on your retail parlance, and discover the shady side of deals "too good to be true." See more »

Are taxes socialist?

The relationship between taxes and social welfare programs drives the argument that taxes are essentially socialist, but is that really the case? What does it mean to be socialist -- and how does that definition change once one leaves the U.S.? See more »

How Occupy Wall Street Works

Initially dismissed as an isolated, disjointed protest organized by leftist radicals, the Occupy Wall Street movement has gained traction all across the world. Who are these protestors, really, and what do they stand for? See more »

Is it true that only 53 percent of Americans pay income tax?

According to conservative opponents to the Occupy Wall Street movement, only 53 percent of Americans pay income tax. Is this true -- and does it matter? See more »

How Microlending Works

Capitalism revolves around the entrepreneurial spirit: Anyone willing to work hard enough to succeed will do so. However, that's easier said than done, especially in the developing world. That's where microlending comes in. See more »