Lots More Information
Related HowStuffWorks Articles
- How Debt Works
- How Bankruptcy Works
- How Mortgages Work
- How Home Equity Loans Work
- How Banks Work
- How Credit Cards Work
More Great Links
- Making a budget from CNNMoney.com
- Federal Trade Commission
- Better Business Bureau
- Project on Student Debt
Sources
- Center for Responsible Lending. "The Plastic Safety Net: The Reality Behind Debt in America." 2005. (Feb. 13, 2008) http://www.mncn.org/bp/PlasticSafetyNetDemos.pdf
- DaveRamsey.com "Debt Snowball - The Truth About How to Get Out of Debt." (Feb. 8, 2008)
http://www.daveramsey.com/the_truth_about/
get_out_of_debt_4055.html.cfm - Dratch, Dana. "Be careful shifting into automatic bill pay." Bankrate.com. Nov. 1, 2006. (Feb. 8, 2008) http://www.bankrate.com/brm/news/pf/20060808a1.asp
- Dunleavey, MP. "Your 3 worst debt consolidation moves." MSN Money. (Feb. 8, 2008) http://moneycentral.msn.com/content/Savinganddebt/Managedebt/
P36230.asp - Federal Trade Commission (FTC). "Debt Services Operations Settle FTC Charges." (Feb. 8, 2008)
http://www.ftc.gov/opa/2005/03/creditcouncel.shtm - Federal Trade Commission (FTC). "The Truth About Advance-Fee Loan Scams." May 2005. (Feb. 8, 2008) http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.shtm
- FinAid. "Frequently Asked Questions about Consolidation." (Feb. 8, 2008) http://www.finaid.org/loans/consolidationfaq.phtml
- Garman, Thomas E. "Personal Finance." Houghton Mifflin Books. 1999. (Feb. 8, 2008)
http://books.google.com/books?id=YI0iUv9UoQ4C&printsec=
frontcover&dq=signs+of+%22over+indebtedness%22+garman - Kiplinger.com. "Warning Signs of Too Much Debt." August 2007. (Feb. 14, 2008)
http://www.kiplinger.com/basics/archives/2007/08/debt1.html - Paley, Amit R. "Student Loan Probe Expands to Include Alumni Associations; U-Md., Bowie State Groups Affected." The Washington Post. May 4, 2007.
http://www.washingtonpost.com/wp-dyn/content/article/2007/05/03/
AR2007050302159.html - The Project on Student Debt. "Student Debt and the Class of 2006." (Feb. 8, 2008)
http://projectonstudentdebt.org/files/pub/State_by_State_report_
FINAL.pdf - Roha, Ronaleen. "Debit or Credit: "Which Card is Safer?" Kiplinger.com. Aug. 8, 2001. (Feb. 11, 2008) http://www.kiplinger.com/columns/fitness/archive/2001/
ff20010808.htm - Sander, Jennifer Basye and Peter J. Sander. "The Pocket Idiot's Guide to Living on a Budget." Alpha Books. 1999. (Feb. 8, 2008) http://books.google.com/books?id=QIMto-xYiOUC&printsec=
frontcover&dq=debt+consolidation - Singletary, Michelle. "Grads' Study Assignment: Loan Consolidation." The Washington Post. May 20, 2007.
http://www.washingtonpost.com/wp-dyn/content/article/2007/05/19/
AR2007051900514.html
- Todorova, Aleksandra. "Debt Settlement Could Cost More Than You Think." SmartMoney. June 20, 2007. (Feb. 8, 2008) http://www.smartmoney.com/consumer/index.cfm?story=20070620
- Way, Christopher. "Should You Consolidate Your Debt?" Wilmington Trust. July 2007. (Feb. 11, 2008). http://www.wilmingtontrust.com/wtcom/index.jsp?fileid=3000259

